United Community Banks, Inc. [NASDAQ:UCBI]: Analyst Rating and Earnings
Experts stock market traders frequently make a point to check what top Wall Street analysts say regarding a potential buy. Regarding United Community Banks, Inc. [UCBI] currently, the latest Wall Street ratings we can see is from the fiscal quarter that’s going to end in December. On average, stock market experts give UCBI an Outperform rating. Its stock price has been found in the range of 28.13 to 47.34. This is compared to its latest closing price of $27.80.
Wall Street analysts provide their ratings on a scale of 1 to 5, and the current average score for United Community Banks, Inc. [UCBI] is sitting at 2.29. This is compared to 1 month ago, when its average rating was 2.14.
For the quarter ending in Dec-18 United Community Banks, Inc. [UCBI] generated $0.14 billion in sales. That’s 0.32% lower than the average estimate of $0.14 billion as provided by Wall Street analysts. The three indicators above suggest that on the whole, this stock is not presenting an attractive investment option, as there are too many red flags that don’t point to a high-value ROI.
Stay on the lookout for the next publication of this organization’s financial results for the quarter, which will be made public on Tue 23 Apr (In 72 Days).
Fundamental Analysis of United Community Banks, Inc. [UCBI]
Now let’s turn to look at profitability: with a current Operating Margin for United Community Banks, Inc. [UCBI] sitting at +37.32, this company’s Net Margin is now 20.90%. These measurements indicate that United Community Banks, Inc. [UCBI] is generating considerably more profit, after expenses are accounted for, compared to its market peers.
This company’s Return on Total Capital is 11.46, and its Return on Invested Capital has reached 20.00%. Its Return on Equity is 12.03, and its Return on Assets is 1.36. These metrics suggest that this United Community Banks, Inc. does a poor job of managing its assets, and likely won’t be able to provide successful business outcomes for its investors in the near term.
Turning to investigate this organization’s capital structure, United Community Banks, Inc. [UCBI] has generated a Total Debt to Total Equity ratio of 29.31. Similarly, its Total Debt to Total Capital is 22.67, while its Total Debt to Total Assets stands at 3.40. Looking toward the future, this publicly-traded company’s Long-Term Debt to Equity is 29.31, and its Long-Term Debt to Total Capital is 22.67. This company has a healthy balance between its debt and its current holdings, suggesting it is a reliable investment due to its ability to leverage debt in an efficient way.
The Enterprise Value to Sales for this firm is now 4.22, and its Total Debt to Enterprise Value stands at 0.21.
Similarly, this company’s Total Asset Turnover is 0.05.
Let’s now turn our attention to trading performance: United Community Banks, Inc. [UCBI] has 79.26M shares outstanding, amounting to a total market cap of $2.20B. Its stock price has been found in the range of 20.23 to 34.18. At its current price, it has moved by -18.70% from its 52-week high, and it has moved 37.37% from its 52-week low.
This stock’s Beta value is currently 1.23, which indicates that it is more volatile that the wider market. This stock’s Relative Strength Index (RSI) is at 77.47. This RSI suggests that United Community Banks, Inc. is currently Overbought.
Conclusion: Is United Community Banks, Inc. [UCBI] a Reliable Buy?
Shares of United Community Banks, Inc. [UCBI], overall, appear to be a solid investment option, with Wall Street analysts expecting its price to rise considerably in the next 12 months. This company generates high value from the labor resources and other capital it has available, and while it has heavy Long-Term Debt to Equity, the majority of the metrics point to this investment being highly attractive.