TCF Financial Corporation [NYSE:TCF]: Analyst Rating and Earnings
Pro stock market traders often keep their attention pointed at what top market analysts have to say regarding a potential equity investment. For TCF Financial Corporation [TCF] currently, the latest-available mean analyst rating is for the fiscal quarter that will end in December. On average, stock market experts give TCF an Outperform rating. Its stock price has been found in the range of 7.87 to 18.55. This is compared to its latest closing price of $22.60.
Wall Street analysts provide their ratings on a scale of 1 to 5, and the current average score for TCF Financial Corporation [TCF] is sitting at 2.44. This is compared to 1 month ago, when its average rating was 2.65.
For the quarter ending in Dec-18 TCF Financial Corporation [TCF] generated $0.25 billion in sales. That’s 1.10% lower than the average estimate of $0.25 billion as provided by Wall Street analysts. The three indicators above suggest that overall, this stock is demonstrating a mixed bag of positive appeal and some drawbacks, making it a somewhat risky investment that also has the potential to generate high ROI in the long run.
Keep your eyes peeled for this company’s upcoming financial results publication, which is slated for Mon 22 Apr (In 69 Days).
Fundamental Analysis of TCF Financial Corporation [TCF]
Now let’s turn to look at profitability: with a current Operating Margin for TCF Financial Corporation [TCF] sitting at +24.90, this company’s Net Margin is now 23.50%. These measurements indicate that TCF Financial Corporation [TCF] is generating considerably more profit, after expenses are accounted for, compared to its market peers.
This company’s Return on Total Capital is 10.12, and its Return on Invested Capital has reached 27.40%. Its Return on Equity is 11.57, and its Return on Assets is 1.29. These metrics suggest that this TCF Financial Corporation does a poor job of managing its assets, and likely won’t be able to provide successful business outcomes for its investors in the near term.
Turning to investigate this organization’s capital structure, TCF Financial Corporation [TCF] has generated a Total Debt to Total Equity ratio of 57.12. Similarly, its Total Debt to Total Capital is 36.35, while its Total Debt to Total Assets stands at 6.12. Looking toward the future, this publicly-traded company’s Long-Term Debt to Equity is 61.20, and its Long-Term Debt to Total Capital is 36.35. This company is not leveraging its assets to take on debt, which stunts its growth and limits the ROI for investors.
What about valuation? This company’s Enterprise Value to EBITDA is 9.57. The Enterprise Value to Sales for this firm is now 2.82, and its Total Debt to Enterprise Value stands at 0.34.
Similarly, this company’s Total Asset Turnover is 0.07.
Let’s now turn our attention to trading performance: TCF Financial Corporation [TCF] has 166.03M shares outstanding, amounting to a total market cap of $3.75B. Its stock price has been found in the range of 18.17 to 27.34. At its current price, it has moved by -16.77% from its 52-week high, and it has moved 25.23% from its 52-week low.
This stock’s Beta value is currently 1.24, which indicates that it is more volatile that the wider market. This stock’s Relative Strength Index (RSI) is at 62.64. This RSI score is good, suggesting this stock is neither overbought or oversold.
Conclusion: Is TCF Financial Corporation [TCF] a Reliable Buy?
Shares of TCF Financial Corporation [TCF], on the whole, present investors with both positive and negative signals. Wall Street analysts have mixed reviews when it comes to the 12-month price outlook, and this company’s financials show a combination of strengths and weaknesses. Based on the price performance, this investment is somewhat risky while presenting reasonable potential for ROI.