Consumer Portfolio Services, Inc. [NASDAQ:CPSS]: Analyst Rating and Earnings
Equities traders often pay a significant amount of attention to what top market analysts have to say about a potential stock investment. In regards to Consumer Portfolio Services, Inc. [CPSS], the most recent average analyst recommendation we can read comes from the fiscal quarter ending in December. On average, stock market experts give CPSS an Outperform rating. Its stock price has been found in the range of 2.99 to 4.65. This is compared to its latest closing price of $3.54.
Wall Street analysts provide their ratings on a scale of 1 to 5, and the current average score for Consumer Portfolio Services, Inc. [CPSS] is sitting at 2.00. This is compared to 1 month ago, when its average rating was 2.00.
For the quarter ending in Mar-19 Consumer Portfolio Services, Inc. [CPSS] generated $0.09 billion in sales. That’s 4.65% lower than the average estimate of $0.09 billion as provided by Wall Street analysts. The three indicators above suggest that on the whole, this stock is not presenting an attractive investment option, as there are too many red flags that don’t point to a high-value ROI.
Keep your eyes on this company’s next financial results, which are scheduled to be made public on Tue 23 Jul (In 67 Days).
Fundamental Analysis of Consumer Portfolio Services, Inc. [CPSS]
Now let’s turn to look at profitability: with a current Operating Margin for Consumer Portfolio Services, Inc. [CPSS] sitting at +4.80 and its Gross Margin at +99.75, this company’s Net Margin is now 3.60%. These metrics indicate that this company is not generating as much profit, after accounting for expenses, compared to its market peers.
This company’s Return on Total Capital is 0.77, and its Return on Invested Capital has reached 0.60%. Its Return on Equity is 7.80, and its Return on Assets is 0.60. These metrics suggest that this Consumer Portfolio Services, Inc. does a poor job of managing its assets, and likely won’t be able to provide successful business outcomes for its investors in the near term.
Turning to investigate this organization’s capital structure, Consumer Portfolio Services, Inc. [CPSS] has generated a Total Debt to Total Equity ratio of 1,144.93. Similarly, its Total Debt to Total Capital is 91.97, while its Total Debt to Total Assets stands at 90.74. Looking toward the future, this publicly-traded company’s Long-Term Debt to Equity is 1,140.59, and its Long-Term Debt to Total Capital is 91.62. This company has a healthy balance between its debt and its current holdings, suggesting it is a reliable investment due to its ability to leverage debt in an efficient way.
What about valuation? This company’s Enterprise Value to EBITDA is 112.02 and its Total Debt to EBITDA Value is 8.88. The Enterprise Value to Sales for this firm is now 5.89, and its Total Debt to Enterprise Value stands at 1.02. Consumer Portfolio Services, Inc. [CPSS] has a Price to Book Ratio of 0.34, a Price to Cash Flow Ratio of 0.35 and P/E Ratio of 6.28. These metrics all suggest that Consumer Portfolio Services, Inc. is more likely to generate a positive ROI.
Shifting the focus to workforce efficiency, Consumer Portfolio Services, Inc. [CPSS] earns $377,689 for each employee under its payroll. Similarly, this company’s Receivables Turnover is 0.17 and its Total Asset Turnover is 0.16.
Consumer Portfolio Services, Inc. [CPSS] has 22.45M shares outstanding, amounting to a total market cap of $79.47M. Its stock price has been found in the range of 2.99 to 4.65. At its current price, it has moved by -26.24% from its 52-week high, and it has moved 14.72% from its 52-week low.
This stock’s Beta value is currently 1.50, which indicates that it is more volatile that the wider market. This stock’s Relative Strength Index (RSI) is at 39.78. This RSI score is good, suggesting this stock is neither overbought or oversold.
Conclusion: Is Consumer Portfolio Services, Inc. [CPSS] a Reliable Buy?
Consumer Portfolio Services, Inc. [CPSS] stock is presenting a less attractive investment opportunity when compared to similarly-sized corporations in the same industry. The price performance of these shares has not shown much promise, and the financial results that this company has recently delivered present a highly risky investment.