Umpqua Holdings Corporation [NASDAQ:UMPQ]: Analyst Rating and Earnings
Equities traders often pay a significant amount of attention to what top market analysts have to say about a potential stock investment. In regards to Umpqua Holdings Corporation [UMPQ], the most recent average analyst recommendation we can read comes from the fiscal quarter ending in December. On average, stock market experts give UMPQ an Outperform rating. Its stock price has been found in the range of 15.09 to 24.89. This is compared to its latest closing price of $17.04.
Wall Street analysts provide their ratings on a scale of 1 to 5, and the current average score for Umpqua Holdings Corporation [UMPQ] is sitting at 2.50. This is compared to 1 month ago, when its average rating was 2.50.
For the quarter ending in Mar-19 Umpqua Holdings Corporation [UMPQ] generated $0.28 billion in sales. That’s 5.57% lower than the average estimate of $0.3 billion as provided by Wall Street analysts. The three indicators above suggest that overall, this stock is demonstrating a mixed bag of positive appeal and some drawbacks, making it a somewhat risky investment that also has the potential to generate high ROI in the long run.
Keep your eyes on this company’s next financial results, which are scheduled to be made public on Wed 17 Jul (In 61 Days).
Fundamental Analysis of Umpqua Holdings Corporation [UMPQ]
Now let’s turn to look at profitability: with a current Operating Margin for Umpqua Holdings Corporation [UMPQ] sitting at +31.61, this company’s Net Margin is now 28.30%. These measurements indicate that Umpqua Holdings Corporation [UMPQ] is generating considerably more profit, after expenses are accounted for, compared to its market peers.
This company’s Return on Total Capital is 7.70, and its Return on Invested Capital has reached 14.90%. Its Return on Equity is 7.84, and its Return on Assets is 1.20. These metrics suggest that this Umpqua Holdings Corporation does a poor job of managing its assets, and likely won’t be able to provide successful business outcomes for its investors in the near term.
Turning to investigate this organization’s capital structure, Umpqua Holdings Corporation [UMPQ] has generated a Total Debt to Total Equity ratio of 35.46. Similarly, its Total Debt to Total Capital is 26.18, while its Total Debt to Total Assets stands at 5.34. Looking toward the future, this publicly-traded company’s Long-Term Debt to Equity is 25.06, and its Long-Term Debt to Total Capital is 18.50.
What about valuation? This company’s Enterprise Value to EBITDA is 10.27. The Enterprise Value to Sales for this firm is now 3.60, and its Total Debt to Enterprise Value stands at 0.31. Umpqua Holdings Corporation [UMPQ] has a Price to Book Ratio of 0.86, a Price to Cash Flow Ratio of 10.20 and P/E Ratio of 12.10. These metrics all suggest that Umpqua Holdings Corporation is more likely to generate a positive ROI.
Shifting the focus to workforce efficiency, Umpqua Holdings Corporation [UMPQ] earns $340,377 for each employee under its payroll. Similarly, this company’s Total Asset Turnover is 0.05. This publicly-traded organization’s liquidity data is also interesting: its Current Ratio is 1.88.
Umpqua Holdings Corporation [UMPQ] has 220.23M shares outstanding, amounting to a total market cap of $3.75B. Its stock price has been found in the range of 15.09 to 24.89. At its current price, it has moved by -31.52% from its 52-week high, and it has moved 12.99% from its 52-week low.
This stock’s Beta value is currently 1.11, which indicates that it is more volatile that the wider market. This stock’s Relative Strength Index (RSI) is at 48.58. This RSI score is good, suggesting this stock is neither overbought or oversold.
Conclusion: Is Umpqua Holdings Corporation [UMPQ] a Reliable Buy?
Shares of Umpqua Holdings Corporation [UMPQ], on the whole, present investors with both positive and negative signals. Wall Street analysts have mixed reviews when it comes to the 12-month price outlook, and this company’s financials show a combination of strengths and weaknesses. Based on the price performance, this investment is somewhat risky while presenting reasonable potential for ROI.