Investor’s Toolkit: Key Ratios for Assessing SoFi Technologies Inc (SOFI)’s Performance

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SoFi Technologies Inc (NASDAQ: SOFI) closed the day trading at $11.18 down -11.20% from the previous closing price of $12.59. In other words, the price has decreased by -$11.20 from its previous closing price. On the day, 70.28 million shares were traded.

Ratios:

For a better understanding of SOFI, let’s look at its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 4.44 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 11.08. In the meantime, Its Debt-to-Equity ratio is 0.51 whereas as Long-Term Debt/Eq ratio is at 0.50.

On January 02, 2025, Keefe Bruyette Downgraded its rating to Underperform which previously was Mkt Perform and also upped its target price recommendation from $7 to $8.

BofA Securities Downgraded its Neutral to Underperform on December 09, 2024, while the target price for the stock was maintained at $12.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Feb 20 ’25 when Keough Kelli sold 9,185 shares for $15.43 per share. The transaction valued at 141,702 led to the insider holds 169,626 shares of the business.

Schuppenhauer Eric bought 31,366 shares of SOFI for $530,967 on Feb 18 ’25. On Feb 18 ’25, another insider, Pinto Arun, who serves as the Officer of the company, bought 15,050 shares for $16.93 each.

Valuation Measures:

As of this moment, SoFi’s Price-to-Earnings (P/E) ratio for their current fiscal year is 29.26, and their Forward P/E ratio for the next fiscal year is 21.52. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 1.10. For the stock, the TTM Price-to-Sale (P/S) ratio is 3.26 while its Price-to-Book (P/B) ratio in mrq is 1.88.

Stock Price History:

Over the past 52 weeks, SOFI has reached a high of $18.42, while it has fallen to a 52-week low of $6.01. The 50-Day Moving Average of the stock is -26.36%, while the 200-Day Moving Average is calculated to be 3.60%.

Shares Statistics:

A total of 1.10B shares are outstanding, with a floating share count of 1.07B. Insiders hold about 2.09% of the company’s shares, while institutions hold 46.93% stake in the company.

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