Beyond market trends, investors keen on maximizing returns delve into the world of stock picking. The right selections can be instrumental in catapulting your wealth.

In the latest session, Affirm Holdings Inc (NASDAQ: AFRM) closed at $88.42 up 2.96% from its previous closing price of $85.88. In other words, the price has increased by $2.96 from its previous closing price. On the day, 7.27 million shares were traded. AFRM stock price reached its highest trading level at $88.83 during the session, while it also had its lowest trading level at $84.53.

Ratios:

For a deeper understanding of Affirm Holdings Inc’s stock, let’s take a closer look at its various ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 11.95 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 47.86. For the most recent quarter (mrq), Quick Ratio is recorded 6.56 and its Current Ratio is at 6.56. In the meantime, Its Debt-to-Equity ratio is 2.49 whereas as Long-Term Debt/Eq ratio is at 2.42.

Upgrades & Downgrades

In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, Rothschild & Co Redburn on August 01, 2025, initiated with a Neutral rating and assigned the stock a target price of $74.

Insider Transactions:

Additionally, insider trades can be beneficial to investors who want to learn what the management thinks about stock prices in the future. A recent insider transaction in this stock occurred on Sep 04 ’25 when Jiyane Siphelele sold 25,533 shares for $90.71 per share. The transaction valued at 2,316,098 led to the insider holds 226,467 shares of the business.

Jiyane Siphelele bought 25,533 shares of AFRM for $2,316,126 on Sep 04 ’25. On Aug 29 ’25, another insider, Adkins Katherine, who serves as the Chief Legal Officer of the company, sold 36,878 shares for $95.00 each. As a result, the insider received 3,503,410 and left with 113,400 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, AFRM now has a Market Capitalization of 28793970688 and an Enterprise Value of 35253841920. As of this moment, Affirm’s Price-to-Earnings (P/E) ratio for their current fiscal year is 690.24, and their Forward P/E ratio for the next fiscal year is 57.99. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 4.70. For the stock, the TTM Price-to-Sale (P/S) ratio is 8.93 while its Price-to-Book (P/B) ratio in mrq is 9.37. Its current Enterprise Value per Revenue stands at 10.933 whereas that against EBITDA is 190.551.

Stock Price History:

The Beta on a monthly basis for AFRM is 3.65, which has changed by 1.1973162 over the last 52 weeks, in comparison to a change of 0.1725707 over the same period for the S&P500. Over the past 52 weeks, AFRM has reached a high of $100.00, while it has fallen to a 52-week low of $30.90. The 50-Day Moving Average of the stock is 20.13%, while the 200-Day Moving Average is calculated to be 43.40%.

Shares Statistics:

For the past three months, AFRM has traded an average of 6.88M shares per day and 14353400 over the past ten days. A total of 284.38M shares are outstanding, with a floating share count of 268.62M. Insiders hold about 16.73% of the company’s shares, while institutions hold 72.41% stake in the company. Shares short for AFRM as of 1755216000 were 18115983 with a Short Ratio of 2.63, compared to 1752537600 on 14966759. Therefore, it implies a Short% of Shares Outstanding of 18115983 and a Short% of Float of 6.68.

Earnings Estimates

A detailed examination of Affirm Holdings Inc (AFRM) is currently in progress, with 3.0 analysts providing valuable insights into its market dynamics.The consensus estimate for the next quarter is $0.72, with high estimates of $0.94 and low estimates of $0.61.

Analysts are recommending an EPS of between $3.16 and $2.15 for the fiscal current year, implying an average EPS of $2.47. EPS for the following year is $3.37, with 4.0 analysts recommending between $3.52 and $3.11.

Revenue Estimates

A total of 18 analysts believe the company’s revenue will be $880.38M this quarter.It ranges from a high estimate of $906.9M to a low estimate of $862.8M. As of the current estimate, Affirm Holdings Inc’s year-ago sales were $698.48MFor the next quarter, 18 analysts are estimating revenue of $1.05B. There is a high estimate of $1.11B for the next quarter, whereas the lowest estimate is $972.8M.

A total of 23 analysts have provided revenue estimates for AFRM’s current fiscal year. The highest revenue estimate was $4.27B, while the lowest revenue estimate was $3.78B, resulting in an average revenue estimate of $3.97B. In the same quarter a year ago, actual revenue was $3.22BBased on 22 analysts’ estimates, the company’s revenue will be $4.9B in the next fiscal year. The high estimate is $5.5B and the low estimate is $4.59B.