Metric Deep Dive: Understanding LendingClub Corp (LC) Through its Ratios

Investors seeking to outperform the market often focus on hand-picking stocks. Selecting the right ones has proven to be a key factor in boosting wealth.

After finishing at $14.28 in the prior trading day, LendingClub Corp (NYSE: LC) closed at $13.49, down -5.53%. In other words, the price has decreased by -$5.53 from its previous closing price. On the day, 4.51 million shares were traded. LC stock price reached its highest trading level at $14.39 during the session, while it also had its lowest trading level at $13.44.

Ratios:

Our goal is to gain a better understanding of LC by taking a closer look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 0.00 whereas as Long-Term Debt/Eq ratio is at 0.00.

On October 25, 2024, Maxim Group reiterated its Buy rating and also lowered its target price recommendation from $16 to $19.

Keefe Bruyette Upgraded its Mkt Perform to Outperform on October 10, 2024, whereas the target price for the stock was revised from $11.50 to $15.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Jan 02 ’25 when Sanborn Scott sold 17,000 shares for $16.12 per share. The transaction valued at 274,032 led to the insider holds 1,312,184 shares of the business.

Sanborn Scott sold 17,000 shares of LC for $269,217 on Dec 05 ’24. The CEO now owns 1,329,184 shares after completing the transaction at $15.84 per share. On Dec 05 ’24, another insider, SCOTT SANBORN, who serves as the Director of the company, bought 51,000 shares for $15.88 each.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, LC now has a Market Capitalization of 1529550080 and an Enterprise Value of 906919488. As of this moment, LendingClub’s Price-to-Earnings (P/E) ratio for their current fiscal year is 29.66, and their Forward P/E ratio for the next fiscal year is 10.13. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.15 while its Price-to-Book (P/B) ratio in mrq is 1.14. Its current Enterprise Value per Revenue stands at 0.819 whereas that against EBITDA is 7.561.

Stock Price History:

The Beta on a monthly basis for LC is 2.01, which has changed by 0.54524624 over the last 52 weeks, in comparison to a change of 0.22208416 over the same period for the S&P500. Over the past 52 weeks, LC has reached a high of $18.75, while it has fallen to a 52-week low of $7.48. The 50-Day Moving Average of the stock is -16.66%, while the 200-Day Moving Average is calculated to be 12.72%.

Shares Statistics:

The stock has traded on average 1.96M shares per day over the past 3-months and 3044280 shares per day over the last 10 days, according to various share statistics. A total of 113.38M shares are outstanding, with a floating share count of 108.26M. Insiders hold about 3.68% of the company’s shares, while institutions hold 74.41% stake in the company. Shares short for LC as of 1736899200 were 4667241 with a Short Ratio of 2.38, compared to 1734048000 on 4362615. Therefore, it implies a Short% of Shares Outstanding of 4667241 and a Short% of Float of 4.760000000000001.

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