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As of close of business last night, Upstart Holdings Inc’s stock clocked out at $68.22, up 1.97% from its previous closing price of $66.9. In other words, the price has increased by $1.97 from its previous closing price. On the day, 3.77 million shares were traded. UPST stock price reached its highest trading level at $68.705 during the session, while it also had its lowest trading level at $65.71.
Ratios:
To gain a deeper understanding of UPST’s stock, we examine its different ratios. For the most recent quarter (mrq), Quick Ratio is recorded 3.46 and its Current Ratio is at 3.46. In the meantime, Its Debt-to-Equity ratio is 2.13 whereas as Long-Term Debt/Eq ratio is at 2.12.
Insider Transactions:
Investing in insider trades can also provide an investor with insight into how management views future stock prices. A recent insider transaction in this stock occurred on Sep 03 ’25 when Darling Scott sold 4,000 shares for $69.41 per share. The transaction valued at 277,654 led to the insider holds 123,898 shares of the business.
Gu Paul sold 5,000 shares of UPST for $343,059 on Sep 02 ’25. The Chief Technology Offier now owns 1,147,156 shares after completing the transaction at $68.61 per share. On Sep 02 ’25, another insider, Mirgorodskaya Natalia, who serves as the insider of the company, sold 1,439 shares for $69.21 each. As a result, the insider received 99,593 and left with 21,081 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 6563971584 and an Enterprise Value of 7700882432. For the stock, the TTM Price-to-Sale (P/S) ratio is 7.71 while its Price-to-Book (P/B) ratio in mrq is 9.08. Its current Enterprise Value per Revenue stands at 8.703 whereas that against EBITDA is 1395.846.
Stock Price History:
The Beta on a monthly basis for UPST is 2.38, which has changed by 1.0267379 over the last 52 weeks, in comparison to a change of 0.18189907 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $31.40. The 50-Day Moving Average of the stock is -6.03%, while the 200-Day Moving Average is calculated to be 9.37%.
Shares Statistics:
It appears that UPST traded 6.53M shares on average per day over the past three months and 5418510 shares per day over the past ten days. A total of 96.09M shares are outstanding, with a floating share count of 83.39M. Insiders hold about 13.34% of the company’s shares, while institutions hold 64.24% stake in the company. Shares short for UPST as of 1755216000 were 22455083 with a Short Ratio of 3.44, compared to 1752537600 on 18605362. Therefore, it implies a Short% of Shares Outstanding of 22455083 and a Short% of Float of 26.610001999999998.
Earnings Estimates
Upstart Holdings Inc (UPST) is currently under the scrutiny of 11.0 analysts, each contributing to the ongoing evaluation of its stock.The consensus estimate for the next quarter is $0.52, with high estimates of $0.6 and low estimates of $0.39.
Analysts are recommending an EPS of between $1.84 and $1.42 for the fiscal current year, implying an average EPS of $1.65. EPS for the following year is $2.49, with 14.0 analysts recommending between $3.72 and $2.08.
Revenue Estimates
In the current quarter, 10 analysts expect revenue to total $280.79M. It ranges from a high estimate of $285.57M to a low estimate of $279.75M. As of the current estimate, Upstart Holdings Inc’s year-ago sales were $162.14MFor the next quarter, 10 analysts are estimating revenue of $304.18M. There is a high estimate of $309.84M for the next quarter, whereas the lowest estimate is $294M.
A total of 13 analysts have provided revenue estimates for UPST’s current fiscal year. The highest revenue estimate was $1.07B, while the lowest revenue estimate was $1.04B, resulting in an average revenue estimate of $1.06B. In the same quarter a year ago, actual revenue was $636.53MBased on 14 analysts’ estimates, the company’s revenue will be $1.34B in the next fiscal year. The high estimate is $1.5B and the low estimate is $1.25B.