United Bankshares Inc. (UBSI)’s debt-to-equity and long-term debt/equity ratios


As of close of business last night, United Bankshares Inc.’s stock clocked out at $29.99, down -2.34% from its previous closing price of $30.71. In other words, the price has decreased by -$0.72 from its previous closing price. On the day, 1145047 shares were traded. UBSI stock price reached its highest trading level at $30.86 during the session, while it also had its lowest trading level at $29.85.

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To gain a deeper understanding of UBSI’s stock, we examine its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 2.01 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 9.30. In the meantime, Its Debt-to-Equity ratio is 0.06 whereas as Long-Term Debt/Eq ratio is at 0.06.

Upgrades & Downgrades

In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, Stephens on April 04, 2023, initiated with a Equal-Weight rating and assigned the stock a target price of $32.

Insider Transactions:

Investing in insider trades can also provide an investor with insight into how management views future stock prices. A recent insider transaction in this stock occurred on Jun 06 when White Gary G bought 300 shares for $32.59 per share. The transaction valued at 9,778 led to the insider holds 39,484 shares of the business.

Rice Lacy I III bought 10,000 shares of UBSI for $294,348 on May 25. The Director now owns 33,261 shares after completing the transaction at $29.43 per share. On May 17, another insider, White Gary G, who serves as the Director of the company, bought 300 shares for $28.78 each. As a result, the insider paid 8,634 and bolstered with 39,184 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UBSI now has a Market Capitalization of 4.05B. As of this moment, United’s Price-to-Earnings (P/E) ratio for their current fiscal year is 10.28, and their Forward P/E ratio for the next fiscal year is 12.16. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 1.28. For the stock, the TTM Price-to-Sale (P/S) ratio is 3.25 while its Price-to-Book (P/B) ratio in mrq is 0.87.

Stock Price History:

The Beta on a monthly basis for UBSI is 1.05, which has changed by -20.81% over the last 52 weeks, in comparison to a change of 5.84% over the same period for the S&P500. Over the past 52 weeks, UBSI has reached a high of $44.15, while it has fallen to a 52-week low of $27.68. The 50-Day Moving Average of the stock is 31.37, while the 200-Day Moving Average is calculated to be 36.02.

Shares Statistics:

It appears that UBSI traded 1.06M shares on average per day over the past three months and 722.93k shares per day over the past ten days. A total of 134.68M shares are outstanding, with a floating share count of 132.12M. Insiders hold about 1.70% of the company’s shares, while institutions hold 72.00% stake in the company. Shares short for UBSI as of Jul 30, 2023 were 7.64M with a Short Ratio of 7.64M, compared to 5.45M on Jun 29, 2023. Therefore, it implies a Short% of Shares Outstanding of 5.66% and a Short% of Float of 8.91%.

Dividends & Splits

With its trailing 12-month dividend rate of 1.44, UBSI has a forward annual dividend rate of 1.44. Against a Trailing Annual Dividend Yield of 4.69%, it implies a Forward Annual Dividend Yield of 4.69%. The stock’s 5-year Average Dividend Yield is 4.09. The current Payout Ratio is 49.20% for UBSI, which recently paid a dividend on Jul 02, 2023 with an ex-dividend date of Jun 07, 2023. Stock splits for the company last occurred on Mar 29, 1998 when the company split stock in a 2:1 ratio.

Earnings Estimates

As of right now, 6 analysts gave their recommendation on the stock of the company. On average, analysts expect EPS of $0.65 for the current quarter, with a high estimate of $0.68 and a low estimate of $0.62, while EPS last year was $0.76. The consensus estimate for the next quarter is $0.61, with high estimates of $0.65 and low estimates of $0.57.

Analysts are recommending an EPS of between $2.71 and $2.62 for the fiscal current year, implying an average EPS of $2.67. EPS for the following year is $2.47, with 6 analysts recommending between $2.58 and $2.4.

Revenue Estimates

In the current quarter, 4 analysts expect revenue to total $255.57M. It ranges from a high estimate of $257.51M to a low estimate of $254M. As of the current estimate, United Bankshares Inc.’s year-ago sales were $263.71M, an estimated decrease of -3.10% from the year-ago figure. For the next quarter, 4 analysts are estimating revenue of $251.35M, a decrease of -10.30% less than the figure of -$3.10% in the same quarter last year. There is a high estimate of $259.11M for the next quarter, whereas the lowest estimate is $244.2M.

A total of 4 analysts have provided revenue estimates for UBSI’s current fiscal year. The highest revenue estimate was $1.05B, while the lowest revenue estimate was $1.03B, resulting in an average revenue estimate of $1.04B. In the same quarter a year ago, actual revenue was $1.05B, down -1.00% from the average estimate. Based on 4 analysts’ estimates, the company’s revenue will be $1.04B in the next fiscal year. The high estimate is $1.05B and the low estimate is $1.02B. The average revenue growth estimate for next year is down -0.40% from the average revenue estimate for this year.


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