In the journey to outperform the market, investors delve into the art of stock selection. Choosing the right stocks can be a powerful driver for wealth accumulation.
After finishing at $25.52 in the prior trading day, SoFi Technologies Inc (NASDAQ: SOFI) closed at $25.96, up 1.72%. In other words, the price has increased by $1.72 from its previous closing price. On the day, 54.51 million shares were traded. SOFI stock price reached its highest trading level at $26.6 during the session, while it also had its lowest trading level at $25.62.
Ratios:
Our goal is to gain a better understanding of SOFI by taking a closer look at its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 11.31 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 19.93. For the most recent quarter (mrq), Quick Ratio is recorded 4.52 and its Current Ratio is at 4.52. In the meantime, Its Debt-to-Equity ratio is 0.59 whereas as Long-Term Debt/Eq ratio is at 0.59.
Upgrades & Downgrades
In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, Needham on September 10, 2025, Reiterated its Buy rating but revised its target price to $29 from $25 previously.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Sep 10 ’25 when HUTTON FAMILY FOUNDATION bought 154,000 shares for $26.72 per share.
Anthony Noto bought 1,500,000 shares of SOFI for $39,060,000 on Aug 28 ’25. On Aug 20 ’25, another insider, Keough Kelli, who serves as the EVP, GBUL, SIPS of the company, sold 10,578 shares for $22.13 each. As a result, the insider received 234,041 and left with 234,622 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, SOFI now has a Market Capitalization of 31085801472 and an Enterprise Value of 33046265856. As of this moment, SoFi’s Price-to-Earnings (P/E) ratio for their current fiscal year is 52.36, and their Forward P/E ratio for the next fiscal year is 46.81. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 2.04. For the stock, the TTM Price-to-Sale (P/S) ratio is 7.39 while its Price-to-Book (P/B) ratio in mrq is 4.21. Its current Enterprise Value per Revenue stands at 10.909.
Stock Price History:
The Beta on a monthly basis for SOFI is 1.94, which has changed by 2.354005 over the last 52 weeks, in comparison to a change of 0.17089343 over the same period for the S&P500. Over the past 52 weeks, SOFI has reached a high of $26.85, while it has fallen to a 52-week low of $6.95. The 50-Day Moving Average of the stock is 14.14%, while the 200-Day Moving Average is calculated to be 59.04%.
Shares Statistics:
The stock has traded on average 73.61M shares per day over the past 3-months and 59370660 shares per day over the last 10 days, according to various share statistics. A total of 1.19B shares are outstanding, with a floating share count of 1.16B. Insiders hold about 2.04% of the company’s shares, while institutions hold 52.80% stake in the company. Shares short for SOFI as of 1756425600 were 101331285 with a Short Ratio of 1.38, compared to 1753920000 on 112005309. Therefore, it implies a Short% of Shares Outstanding of 101331285 and a Short% of Float of 8.57.
Earnings Estimates
The current rating of SoFi Technologies Inc (SOFI) is the result of assessments by 9.0 analysts actively engaged in evaluating its market dynamics.The consensus estimate for the next quarter is $0.09, with high estimates of $0.1 and low estimates of $0.08.
Analysts are recommending an EPS of between $0.34 and $0.28 for the fiscal current year, implying an average EPS of $0.31. EPS for the following year is $0.52, with 11.0 analysts recommending between $0.6 and $0.42.
Revenue Estimates
12 analysts predict $871.46M in revenue for the current quarter. It ranges from a high estimate of $915.3M to a low estimate of $824.3M. As of the current estimate, SoFi Technologies Inc’s year-ago sales were $689.45MFor the next quarter, 12 analysts are estimating revenue of $914.66M. There is a high estimate of $987.1M for the next quarter, whereas the lowest estimate is $857M.
A total of 17 analysts have provided revenue estimates for SOFI’s current fiscal year. The highest revenue estimate was $3.58B, while the lowest revenue estimate was $3.25B, resulting in an average revenue estimate of $3.42B. In the same quarter a year ago, actual revenue was $2.61BBased on 18 analysts’ estimates, the company’s revenue will be $4.2B in the next fiscal year. The high estimate is $4.67B and the low estimate is $3.79B.
