The pursuit of outperformance leads many investors to carefully choose individual stocks. Picking the right ones can be a game-changer for growing your wealth.
In the latest session, Horace Mann Educators Corp (NYSE: HMN) closed at $45.84 down -1.06% from its previous closing price of $46.33. In other words, the price has decreased by -$1.06 from its previous closing price. On the day, 0.69 million shares were traded. HMN stock price reached its highest trading level at $46.475 during the session, while it also had its lowest trading level at $45.58.
Ratios:
For a deeper understanding of Horace Mann Educators Corp’s stock, let’s take a closer look at its various ratios. In the meantime, Its Debt-to-Equity ratio is 0.40 whereas as Long-Term Debt/Eq ratio is at 0.40.
Upgrades & Downgrades
In addition, analysts’ ratings and any changes thereto give investors an idea of. The stock’s future direction. In the most recent recommendation for this company, BMO Capital Markets on July 28, 2025, initiated with a Outperform rating and assigned the stock a target price of $48.
On November 12, 2024, Keefe Bruyette Downgraded its rating to Mkt Perform which previously was Outperform and also upped its target price recommendation from $39 to $44.
On August 06, 2024, Raymond James started tracking the stock assigning a Strong Buy rating and target price of $42.Raymond James initiated its Strong Buy rating on August 06, 2024, with a $42 target price.
Insider Transactions:
Additionally, insider trades can be beneficial to investors who want to learn what the management thinks about stock prices in the future. A recent insider transaction in this stock occurred on Sep 02 ’25 when ZURAITIS MARITA sold 5,000 shares for $45.76 per share. The transaction valued at 228,800 led to the insider holds 297,155 shares of the business.
ZURAITIS MARITA bought 5,000 shares of HMN for $228,800 on Sep 02 ’25. On Aug 22 ’25, another insider, Carley Donald M, who serves as the General Counsel of the company, sold 3,500 shares for $45.94 each. As a result, the insider received 160,790 and left with 22,092 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, HMN now has a Market Capitalization of 1865492224 and an Enterprise Value of 2218692096. As of this moment, Horace’s Price-to-Earnings (P/E) ratio for their current fiscal year is 13.59, and their Forward P/E ratio for the next fiscal year is 10.01. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.80. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.13 while its Price-to-Book (P/B) ratio in mrq is 1.38. Its current Enterprise Value per Revenue stands at 1.345 whereas that against EBITDA is 9.373.
Stock Price History:
The Beta on a monthly basis for HMN is 0.23, which has changed by 0.2949152 over the last 52 weeks, in comparison to a change of 0.1653893 over the same period for the S&P500. Over the past 52 weeks, HMN has reached a high of $47.81, while it has fallen to a 52-week low of $34.19. The 50-Day Moving Average of the stock is 4.11%, while the 200-Day Moving Average is calculated to be 9.56%.
Shares Statistics:
For the past three months, HMN has traded an average of 242.79K shares per day and 265030 over the past ten days. A total of 40.83M shares are outstanding, with a floating share count of 40.21M. Insiders hold about 1.19% of the company’s shares, while institutions hold 102.00% stake in the company. Shares short for HMN as of 1756425600 were 596964 with a Short Ratio of 2.46, compared to 1753920000 on 603600. Therefore, it implies a Short% of Shares Outstanding of 596964 and a Short% of Float of 2.0299999.
Dividends & Splits
According to the company, the forward annual dividend rate for HMN is 1.39, from 1.38 in the trailing year. Against a Trailing Annual Dividend Yield of 0.029786315. The stock’s 5-year Average Dividend Yield is 3.48. The current Payout Ratio is 54.90% for HMN, which recently paid a dividend on 2025-09-16 with an ex-dividend date of 2025-09-16. Stock splits for the company last occurred on 1997-12-16 when the company split stock in a 2:1 ratio.
Earnings Estimates
Currently, 3.0 analysts are dedicated to thoroughly evaluating and rating the performance of Horace Mann Educators Corp (HMN) in the stock market.The consensus estimate for the next quarter is $1.26, with high estimates of $1.38 and low estimates of $1.03.
Analysts are recommending an EPS of between $4.55 and $4.16 for the fiscal current year, implying an average EPS of $4.35. EPS for the following year is $4.61, with 4.0 analysts recommending between $4.75 and $4.5.
Revenue Estimates
A total of 2 analysts believe the company’s revenue will be $429.9M this quarter.It ranges from a high estimate of $430M to a low estimate of $429.8M. As of. The current estimate, Horace Mann Educators Corp’s year-ago sales were $412.1MFor the next quarter, 2 analysts are estimating revenue of $429.85M. There is a high estimate of $437.7M for the next quarter, whereas the lowest estimate is $422M.
A total of 2 analysts have provided revenue estimates for HMN’s current fiscal year. The highest revenue estimate was $1.7B, while the lowest revenue estimate was $1.68B, resulting in an average revenue estimate of $1.69B. In the same quarter a year ago, actual revenue was $1.6BBased on 2 analysts’ estimates, the company’s revenue will be $1.8B in the next fiscal year. The high estimate is $1.82B and the low estimate is $1.78B.
