Beyond market trends, investors keen on maximizing returns delve into the world of stock picking. The right selections can be instrumental in catapulting your wealth.
In the latest session, Upstart Holdings Inc (NASDAQ: UPST) closed at $62.38 down -3.88% from its previous closing price of $64.9. In other words, the price has decreased by -$3.88 from its previous closing price. On the day, 6.03 million shares were traded. UPST stock price reached its highest trading level at $66.51 during the session, while it also had its lowest trading level at $62.23.
Ratios:
For a deeper understanding of Upstart Holdings Inc’s stock, let’s take a closer look at its various ratios. For the most recent quarter (mrq), Quick Ratio is recorded 3.46 and its Current Ratio is at 3.46. In the meantime, Its Debt-to-Equity ratio is 2.13 whereas as Long-Term Debt/Eq ratio is at 2.12.
Insider Transactions:
Additionally, insider trades can be beneficial to investors who want to learn what the management thinks about stock prices in the future. A recent insider transaction in this stock occurred on Sep 17 ’25 when Darling Scott sold 1,000 shares for $70.01 per share. The transaction valued at 70,010 led to the insider holds 123,898 shares of the business.
Girouard Dave sold 41,667 shares of UPST for $2,705,545 on Sep 15 ’25. The Chief Executive Officer now owns 52,614 shares after completing the transaction at $64.93 per share. On Sep 17 ’25, another insider, Darling Scott, who serves as the Officer of the company, bought 1,000 shares for $70.01 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 6002062848 and an Enterprise Value of 7138970624. For the stock, the TTM Price-to-Sale (P/S) ratio is 7.05 while its Price-to-Book (P/B) ratio in mrq is 8.30. Its current Enterprise Value per Revenue stands at 8.068 whereas that against EBITDA is 1293.995.
Stock Price History:
The Beta on a monthly basis for UPST is 2.32, which has changed by 0.57724404 over the last 52 weeks, in comparison to a change of 0.16333759 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $31.40. The 50-Day Moving Average of the stock is -12.09%, while the 200-Day Moving Average is calculated to be 0.72%.
Shares Statistics:
For the past three months, UPST has traded an average of 6.88M shares per day and 8828520 over the past ten days. A total of 96.09M shares are outstanding, with a floating share count of 83.39M. Insiders hold about 13.34% of the company’s shares, while institutions hold 64.25% stake in the company. Shares short for UPST as of 1756425600 were 21098496 with a Short Ratio of 3.07, compared to 1753920000 on 17534938. Therefore, it implies a Short% of Shares Outstanding of 21098496 and a Short% of Float of 25.0.
Earnings Estimates
The stock of Upstart Holdings Inc (UPST) is currently in the spotlight, with 11.0 analysts actively rating and assessing its market standing.The consensus estimate for the next quarter is $0.52, with high estimates of $0.6 and low estimates of $0.39.
Analysts are recommending an EPS of between $1.84 and $1.42 for the fiscal current year, implying an average EPS of $1.65. EPS for the following year is $2.49, with 14.0 analysts recommending between $3.72 and $2.08.
Revenue Estimates
A total of 10 analysts believe the company’s revenue will be $280.79M this quarter.It ranges from a high estimate of $285.57M to a low estimate of $279.75M. As of the current estimate, Upstart Holdings Inc’s year-ago sales were $162.14MFor the next quarter, 10 analysts are estimating revenue of $304.18M. There is a high estimate of $309.84M for the next quarter, whereas the lowest estimate is $294M.
A total of 13 analysts have provided revenue estimates for UPST’s current fiscal year. The highest revenue estimate was $1.07B, while the lowest revenue estimate was $1.04B, resulting in an average revenue estimate of $1.06B. In the same quarter a year ago, actual revenue was $636.53MBased on 14 analysts’ estimates, the company’s revenue will be $1.34B in the next fiscal year. The high estimate is $1.5B and the low estimate is $1.25B.
