Investor’s Toolkit: Key Ratios for Assessing Ally Financial Inc (ALLY)’s Performance

Kevin Freeman

In the journey to outperform the market, investors delve into the art of stock selection. Choosing the right stocks can be a powerful driver for wealth accumulation.

Ally Financial Inc (NYSE: ALLY) closed the day trading at $38.75 down -1.15% from the previous closing price of $39.2. In other words, the price has decreased by -$1.15 from its previous closing price. On the day, 3.91 million shares were traded. ALLY stock price reached its highest trading level at $39.72 during the session, while it also had its lowest trading level at $38.685.

Ratios:

For a better understanding of ALLY, let’s look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 1.36 whereas as Long-Term Debt/Eq ratio is at 0.86.

Compass Point Upgraded its Neutral to Buy on April 07, 2025, while the target price for the stock was maintained at $41.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Apr 30 ’25 when Richard Stephanie N sold 8,000 shares for $32.14 per share. The transaction valued at 257,121 led to the insider holds 90,387 shares of the business.

Hutchinson Russell E. bought 8,200 shares of ALLY for $252,682 on Apr 22 ’25. The Chief Financial Officer now owns 236,421 shares after completing the transaction at $30.81 per share. On Jan 27 ’25, another insider, RHODES MICHAEL GEORGE, who serves as the Chief Executive Officer of the company, bought 25,634 shares for $39.09 each. As a result, the insider paid 1,002,097 and bolstered with 25,634 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, ALLY now has a Market Capitalization of 12361570304 and an Enterprise Value of 23488561152. As of this moment, Ally’s Price-to-Earnings (P/E) ratio for their current fiscal year is 25.17, and their Forward P/E ratio for the next fiscal year is 7.21. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.68. For the stock, the TTM Price-to-Sale (P/S) ratio is 0.77 while its Price-to-Book (P/B) ratio in mrq is 0.98. Its current Enterprise Value per Revenue stands at 3.428.

Stock Price History:

The Beta on a monthly basis for ALLY is 1.17, which has changed by 0.13755083 over the last 52 weeks, in comparison to a change of 0.17342639 over the same period for the S&P500. Over the past 52 weeks, ALLY has reached a high of $44.83, while it has fallen to a 52-week low of $29.52. The 50-Day Moving Average of the stock is -3.25%, while the 200-Day Moving Average is calculated to be 4.30%.

Shares Statistics:

Over the past 3-months, ALLY traded about 3.16M shares per day on average, while over the past 10 days, ALLY traded about 4512970 shares per day. A total of 307.79M shares are outstanding, with a floating share count of 304.29M. Insiders hold about 1.14% of the company’s shares, while institutions hold 93.67% stake in the company. Shares short for ALLY as of 1757894400 were 9898321 with a Short Ratio of 3.14, compared to 1755216000 on 11282306. Therefore, it implies a Short% of Shares Outstanding of 9898321 and a Short% of Float of 3.2199999999999998.

Dividends & Splits

ALLY’s forward annual dividend rate is 1.20, up from 1.2 a year ago. Against a Trailing Annual Dividend Yield of 0.030612245. The stock’s 5-year Average Dividend Yield is 3.08. The current Payout Ratio is 66.70% for ALLY, which recently paid a dividend on 2025-08-01 with an ex-dividend date of 2025-08-01. Stock splits for the company last occurred on 2014-04-10 when the company split stock in a 310:1 ratio.

Earnings Estimates

. The current assessment of Ally Financial Inc (ALLY) involves the perspectives of 18.0 analysts closely monitoring its market dynamics.The consensus estimate for the next quarter is $1.03, with high estimates of $1.24 and low estimates of $0.9.

Analysts are recommending an EPS of between $3.9 and $3.45 for the fiscal current year, implying an average EPS of $3.61. EPS for the following year is $5.36, with 18.0 analysts recommending between $5.7 and $4.78.

Revenue Estimates

6 analysts predict $2.12B in revenue for. The current quarter. It ranges from a high estimate of $2.13B to a low estimate of $2.1B. As of. The current estimate, Ally Financial Inc’s year-ago sales were $2.1BFor the next quarter, 6 analysts are estimating revenue of $2.18B. There is a high estimate of $2.2B for the next quarter, whereas the lowest estimate is $2.16B.

A total of 9 analysts have provided revenue estimates for ALLY’s current fiscal year. The highest revenue estimate was $8.59B, while the lowest revenue estimate was $7.9B, resulting in an average revenue estimate of $8.05B. In the same quarter a year ago, actual revenue was $8.18BBased on 17 analysts’ estimates, the company’s revenue will be $9.07B in the next fiscal year. The high estimate is $9.47B and the low estimate is $8.44B.

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