Investors on the quest for market-beating returns often employ the strategy of stock picking. Making informed choices in stocks can greatly amplify your wealth.
In the latest session, Affirm Holdings Inc (NASDAQ: AFRM) closed at $72.92 down -0.36% from its previous closing price of $73.18. In other words, the price has decreased by -$0.36 from its previous closing price. On the day, 3.51 million shares were traded. AFRM stock price reached its highest trading level at $74.34 during the session, while it also had its lowest trading level at $69.76.
Ratios:
For a deeper understanding of Affirm Holdings Inc’s stock, let’s take a closer look at its various ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 9.86 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 39.46. For the most recent quarter (mrq), Quick Ratio is recorded 6.56 and its Current Ratio is at 6.56. In the meantime, Its Debt-to-Equity ratio is 2.49 whereas as Long-Term Debt/Eq ratio is at 2.42.
On August 01, 2025, Rothschild & Co Redburn started tracking the stock assigning a Neutral rating and target price of $74.
On July 21, 2025, Oppenheimer started tracking the stock assigning a Outperform rating and target price of $80.Oppenheimer initiated its Outperform rating on July 21, 2025, with a $80 target price.
Insider Transactions:
Additionally, insider trades can be beneficial to investors who want to learn what the management thinks about stock prices in the future. A recent insider transaction in this stock occurred on Sep 22 ’25 when Levchin Max R sold 651,713 shares for $89.27 per share. The transaction valued at 58,175,590 led to the insider holds 0 shares of the business.
Maksim Rafael Levchin bought 651,713 shares of AFRM for $58,177,442 on Sep 22 ’25. On Sep 15 ’25, another insider, Jiyane Siphelele, who serves as the Chief Accounting Officer of the company, sold 12,500 shares for $85.42 each. As a result, the insider received 1,067,750 and left with 213,967 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, AFRM now has a Market Capitalization of 23831089152 and an Enterprise Value of 30206263296. As of this moment, Affirm’s Price-to-Earnings (P/E) ratio for their current fiscal year is 569.24, and their Forward P/E ratio for the next fiscal year is 45.51. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 3.84. For the stock, the TTM Price-to-Sale (P/S) ratio is 7.36 while its Price-to-Book (P/B) ratio in mrq is 7.72. Its current Enterprise Value per Revenue stands at 9.368 whereas that against EBITDA is 163.268.
Stock Price History:
The Beta on a monthly basis for AFRM is 3.58, which has changed by 0.5201167 over the last 52 weeks, in comparison to a change of 0.13724327 over the same period for the S&P500. Over the past 52 weeks, AFRM has reached a high of $100.00, while it has fallen to a 52-week low of $30.90. The 50-Day Moving Average of the stock is -8.72%, while the 200-Day Moving Average is calculated to be 15.34%.
Shares Statistics:
For the past three months, AFRM has traded an average of 7.34M shares per day and 5998550 over the past ten days. A total of 284.38M shares are outstanding, with a floating share count of 271.66M. Insiders hold about 16.58% of the company’s shares, while institutions hold 71.42% stake in the company. Shares short for AFRM as of 1759190400 were 15791775 with a Short Ratio of 2.15, compared to 1756425600 on 17328393. Therefore, it implies a Short% of Shares Outstanding of 15791775 and a Short% of Float of 5.81.
Earnings Estimates
Affirm Holdings Inc (AFRM) is currently under the scrutiny of 3.0 analysts, each contributing to the ongoing evaluation of its stock.The consensus estimate for the next quarter is $0.74, with high estimates of $0.94 and low estimates of $0.61.
Analysts are recommending an EPS of between $3.16 and $2.15 for the fiscal current year, implying an average EPS of $2.64. EPS for the following year is $3.51, with 4.0 analysts recommending between $3.84 and $3.11.
Revenue Estimates
A total of 17 analysts believe the company’s revenue will be $880.61M this quarter.It ranges from a high estimate of $907M to a low estimate of $862.8M. As of . The current estimate, Affirm Holdings Inc’s year-ago sales were $698.48MFor the next quarter, 17 analysts are estimating revenue of $1.05B. There is a high estimate of $1.11B for the next quarter, whereas the lowest estimate is $999.89M.
A total of 22 analysts have provided revenue estimates for AFRM’s current fiscal year. The highest revenue estimate was $4.27B, while the lowest revenue estimate was $3.78B, resulting in an average revenue estimate of $3.98B. In the same quarter a year ago, actual revenue was $3.22BBased on 22 analysts’ estimates, the company’s revenue will be $4.92B in the next fiscal year. The high estimate is $5.5B and the low estimate is $4.59B.
