Deeper Dive: Understanding LendingClub Corp (LC) Through its Various Ratios

Kevin Freeman

Beyond market trends, investors looking for superior returns explore the world of stock picking. The right selections can be a powerful driver for wealth accumulation.

The price of LendingClub Corp (NYSE: LC) closed at $16.51 in the last session, up 2.74% from day before closing price of $16.07. In other words, the price has increased by $2.74 from its previous closing price. On the day, 1.96 million shares were traded. LC stock price reached its highest trading level at $16.685 during the session, while it also had its lowest trading level at $16.2.

Ratios:

We take a closer look at LC’s different ratios to gain a better understanding of the stock. For the most recent quarter (mrq), Quick Ratio is recorded 8.52 and its Current Ratio is at 8.52. In the meantime, Its Debt-to-Equity ratio is 0.06 whereas as Long-Term Debt/Eq ratio is at 0.05.

On June 12, 2025, Stephens started tracking the stock assigning a Overweight rating and target price of $15.

JP Morgan Downgraded its Overweight to Neutral on December 02, 2024, while the target price for the stock was maintained at $17.

Insider Transactions:

An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Sep 17 ’25 when ARMSTRONG ANNIE sold 5,333 shares for $17.19 per share. The transaction valued at 91,674 led to the insider holds 379,584 shares of the business.

LaBenne Andrew sold 20,903 shares of LC for $356,164 on Sep 15 ’25. The Chief Financial Officer now owns 181,750 shares after completing the transaction at $17.04 per share. On Sep 15 ’25, another insider, Sanborn Scott, who serves as the CEO of the company, sold 30,000 shares for $17.04 each. As a result, the insider received 511,149 and left with 1,240,070 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, LC now has a Market Capitalization of 1894359808 and an Enterprise Value of 1164186880. As of this moment, LendingClub’s Price-to-Earnings (P/E) ratio for their current fiscal year is 25.76, and their Forward P/E ratio for the next fiscal year is 11.82. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.41. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.39 while its Price-to-Book (P/B) ratio in mrq is 1.35. Its current Enterprise Value per Revenue stands at 0.932 whereas that against EBITDA is 7.213.

Stock Price History:

The Beta on a monthly basis for LC is 2.50, which has changed by 0.24380803 over the last 52 weeks, in comparison to a change of 0.14201736 over the same period for the S&P500. Over the past 52 weeks, LC has reached a high of $18.75, while it has fallen to a 52-week low of $7.90. The 50-Day Moving Average of the stock is 2.35%, while the 200-Day Moving Average is calculated to be 25.16%.

Shares Statistics:

According to the various share statistics, LC traded on average about 1.77M shares per day over the past 3-months and 1274620 shares per day over the past 10 days. A total of 114.74M shares are outstanding, with a floating share count of 111.30M. Insiders hold about 3.00% of the company’s shares, while institutions hold 81.36% stake in the company. Shares short for LC as of 1759190400 were 4811719 with a Short Ratio of 2.71, compared to 1756425600 on 5462794. Therefore, it implies a Short% of Shares Outstanding of 4811719 and a Short% of Float of 4.31.

Earnings Estimates

Investors are keenly observing as 9.0 analysts analyze and rate. The current performance of LendingClub Corp (LC) in the stock market.The consensus estimate for the next quarter is $0.29, with high estimates of $0.34 and low estimates of $0.23.

Analysts are recommending an EPS of between $1.09 and $0.96 for the fiscal current year, implying an average EPS of $1.03. EPS for the following year is $1.37, with 9.0 analysts recommending between $1.5 and $1.21.

Revenue Estimates

According to 10 analysts,. The current quarter’s revenue is expected to be $256.01M. It ranges from a high estimate of $264.2M to a low estimate of $244.1M. As of. The current estimate, LendingClub Corp’s year-ago sales were $201.88MFor the next quarter, 10 analysts are estimating revenue of $258.88M. There is a high estimate of $275M for the next quarter, whereas the lowest estimate is $242.5M.

A total of 11 analysts have provided revenue estimates for LC’s current fiscal year. The highest revenue estimate was $1.01B, while the lowest revenue estimate was $952.8M, resulting in an average revenue estimate of $981.27M. In the same quarter a year ago, actual revenue was $787.01MBased on 11 analysts’ estimates, the company’s revenue will be $1.13B in the next fiscal year. The high estimate is $1.21B and the low estimate is $1.09B.

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