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The price of Upstart Holdings Inc (NASDAQ: UPST) closed at $47.52 in the last session, up 5.69% from day before closing price of $44.96. In other words, the price has increased by $5.69 from its previous closing price. On the day, 6.15 million shares were traded. UPST stock price reached its highest trading level at $47.99 during the session, while it also had its lowest trading level at $45.82.
Ratios:
We take a closer look at UPST’s different ratios to gain a better understanding of the stock. For the most recent quarter (mrq), Quick Ratio is recorded 3.46 and its Current Ratio is at 3.46. In the meantime, Its Debt-to-Equity ratio is 2.13 whereas as Long-Term Debt/Eq ratio is at 2.12.
Insider Transactions:
An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Oct 24 ’25 when Darling Scott sold 1,000 shares for $55.01 per share. The transaction valued at 55,012 led to the insider holds 123,148 shares of the business.
Darling Scott bought 1,000 shares of UPST for $55,012 on Oct 24 ’25. On Oct 01 ’25, another insider, Darling Scott, who serves as the Chief Legal Officer of the company, sold 1,000 shares for $54.64 each. As a result, the insider received 54,640 and left with 123,898 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 4572267008 and an Enterprise Value of 5709175296. For the stock, the TTM Price-to-Sale (P/S) ratio is 5.37 while its Price-to-Book (P/B) ratio in mrq is 6.32. Its current Enterprise Value per Revenue stands at 6.452 whereas that against EBITDA is 1034.833.
Stock Price History:
The Beta on a monthly basis for UPST is 2.27, which has changed by 0.005927205 over the last 52 weeks, in comparison to a change of 0.19736934 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $31.40. The 50-Day Moving Average of the stock is -18.65%, while the 200-Day Moving Average is calculated to be -20.08%.
Shares Statistics:
According to the various share statistics, UPST traded on average about 7.40M shares per day over the past 3-months and 6308430 shares per day over the past 10 days. A total of 96.09M shares are outstanding, with a floating share count of 83.39M. Insiders hold about 13.33% of the company’s shares, while institutions hold 69.27% stake in the company. Shares short for UPST as of 1760486400 were 28675988 with a Short Ratio of 3.87, compared to 1757894400 on 21928168. Therefore, it implies a Short% of Shares Outstanding of 28675988 and a Short% of Float of 33.98.
Earnings Estimates
. The current rating of Upstart Holdings Inc (UPST) is the result of assessments by 11.0 analysts actively engaged in evaluating its market dynamics.The consensus estimate for the next quarter is $0.52, with high estimates of $0.6 and low estimates of $0.39.
Analysts are recommending an EPS of between $1.84 and $1.42 for the fiscal current year, implying an average EPS of $1.65. EPS for the following year is $2.5, with 14.0 analysts recommending between $3.72 and $2.08.
Revenue Estimates
According to 10 analysts, . The current quarter’s revenue is expected to be $279.62M. It ranges from a high estimate of $285.57M to a low estimate of $269.56M. As of . The current estimate, Upstart Holdings Inc’s year-ago sales were $162.14MFor the next quarter, 10 analysts are estimating revenue of $303.65M. There is a high estimate of $309.84M for the next quarter, whereas the lowest estimate is $294M.
A total of 13 analysts have provided revenue estimates for UPST’s current fiscal year. The highest revenue estimate was $1.07B, while the lowest revenue estimate was $1.04B, resulting in an average revenue estimate of $1.06B. In the same quarter a year ago, actual revenue was $636.53MBased on 14 analysts’ estimates, the company’s revenue will be $1.34B in the next fiscal year. The high estimate is $1.5B and the low estimate is $1.25B.
