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After finishing at $30.07 in the prior trading day, SoFi Technologies Inc (NASDAQ: SOFI) closed at $27.16, down -9.68%. In other words, the price has decreased by -$9.68 from its previous closing price. On the day, 87.26 million shares were traded. SOFI stock price reached its highest trading level at $30.859 during the session, while it also had its lowest trading level at $27.13.
Ratios:
Our goal is to gain a better understanding of SOFI by taking a closer look at its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 8.59 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 20.85. For the most recent quarter (mrq), Quick Ratio is recorded 4.52 and its Current Ratio is at 4.93. In the meantime, Its Debt-to-Equity ratio is 0.32 whereas as Long-Term Debt/Eq ratio is at 0.32.
Upgrades & Downgrades
In addition, analysts’ ratings and any changes thereto give investors an idea of. The stock’s future direction. In the most recent recommendation for this company, Needham on September 10, 2025, Reiterated its Buy rating but revised its target price to $29 from $25 previously.
On August 01, 2025, Rothschild & Co Redburn started tracking the stock assigning a Neutral rating and target price of $20.50.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Oct 20 ’25 when Keough Kelli sold 10,036 shares for $28.33 per share. The transaction valued at 284,277 led to the insider holds 275,374 shares of the business.
Rishel Jeremy sold 98,733 shares of SOFI for $2,715,158 on Sep 18 ’25. The Chief Technology Officer now owns 759,553 shares after completing the transaction at $27.50 per share. On Sep 18 ’25, another insider, Keough Kelli, who serves as the EVP, GBUL, SIPS of the company, sold 10,036 shares for $27.86 each. As a result, the insider received 279,619 and left with 285,410 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, SOFI now has a Market Capitalization of 32716109824 and an Enterprise Value of 32277237760. As of this moment, SoFi’s Price-to-Earnings (P/E) ratio for their current fiscal year is 49.09, and their Forward P/E ratio for the next fiscal year is 44.92. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 1.71. For the stock, the TTM Price-to-Sale (P/S) ratio is 7.25 while its Price-to-Book (P/B) ratio in mrq is 3.73. Its current Enterprise Value per Revenue stands at 9.809.
Stock Price History:
The Beta on a monthly basis for SOFI is 1.94, which has changed by 1.3112991 over the last 52 weeks, in comparison to a change of 0.13355756 over the same period for the S&P500. Over the past 52 weeks, SOFI has reached a high of $32.56, while it has fallen to a 52-week low of $8.60. The 50-Day Moving Average of the stock is -1.57%, while the 200-Day Moving Average is calculated to be 44.42%.
Shares Statistics:
The stock has traded on average 69.59M shares per day over the past 3-months and 82302500 shares per day over the last 10 days, according to various share statistics. A total of 1.20B shares are outstanding, with a floating share count of 1.16B. Insiders hold about 2.09% of the company’s shares, while institutions hold 53.88% stake in the company. Shares short for SOFI as of 1760486400 were 100293155 with a Short Ratio of 1.44, compared to 1757894400 on 107600671. Therefore, it implies a Short% of Shares Outstanding of 100293155 and a Short% of Float of 8.430000399999999.
Earnings Estimates
The performance of SoFi Technologies Inc (SOFI) in the stock market is under the watchful eye of 7.0 analysts actively contributing to its current rating.The consensus estimate for the next quarter is $0.13, with high estimates of $0.14 and low estimates of $0.12.
Analysts are recommending an EPS of between $0.39 and $0.36 for the fiscal current year, implying an average EPS of $0.37. EPS for the following year is $0.58, with 9.0 analysts recommending between $0.7 and $0.47.
Revenue Estimates
12 analysts predict $990.93M in revenue for. The current quarter. It ranges from a high estimate of $1.1B to a low estimate of $959M. As of. The current estimate, SoFi Technologies Inc’s year-ago sales were $739.11MFor the next quarter, 12 analysts are estimating revenue of $1.01B. There is a high estimate of $1.05B for the next quarter, whereas the lowest estimate is $907.5M.
A total of 16 analysts have provided revenue estimates for SOFI’s current fiscal year. The highest revenue estimate was $3.68B, while the lowest revenue estimate was $3.5B, resulting in an average revenue estimate of $3.56B. In the same quarter a year ago, actual revenue was $2.61BBased on 17 analysts’ estimates, the company’s revenue will be $4.43B in the next fiscal year. The high estimate is $4.62B and the low estimate is $3.91B.
