Balance Sheet Breakdown: United Bankshares, Inc (UBSI)’s Debt-to-Equity and Long-Term Debt/Eq Ratios

Nora Barnes

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After finishing at $39.04 in the prior trading day, United Bankshares, Inc (NASDAQ: UBSI) closed at $38.68, down -0.92%. In other words, the price has decreased by -$0.92 from its previous closing price. On the day, 0.56 million shares were traded. UBSI stock price reached its highest trading level at $39.1 during the session, while it also had its lowest trading level at $38.65.

Ratios:

Our goal is to gain a better understanding of UBSI by taking a closer look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 0.15 whereas as Long-Term Debt/Eq ratio is at 0.07.

On April 04, 2023, Stephens started tracking the stock assigning a Equal-Weight rating and target price of $32.Stephens initiated its Equal-Weight rating on April 04, 2023, with a $32 target price.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Mar 24 ’25 when DuMond Sara bought 2,600 shares for $35.01 per share. The transaction valued at 91,026 led to the insider holds 5,054 shares of the business.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UBSI now has a Market Capitalization of 5431313920 and an Enterprise Value of 3695158016. As of this moment, United’s Price-to-Earnings (P/E) ratio for their current fiscal year is 12.69, and their Forward P/E ratio for the next fiscal year is 11.36. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 1.14. For the stock, the TTM Price-to-Sale (P/S) ratio is 3.08 while its Price-to-Book (P/B) ratio in mrq is 1.00. Its current Enterprise Value per Revenue stands at 3.279.

Stock Price History:

The Beta on a monthly basis for UBSI is 0.80, which has changed by 0.05399573 over the last 52 weeks, in comparison to a change of 0.17673707 over the same period for the S&P500. Over the past 52 weeks, UBSI has reached a high of $40.52, while it has fallen to a 52-week low of $30.50. The 50-Day Moving Average of the stock is 3.36%, while the 200-Day Moving Average is calculated to be 6.10%.

Shares Statistics:

The stock has traded on average 744.88K shares per day over the past 3-months and 932430 shares per day over the last 10 days, according to various share statistics. A total of 141.17M shares are outstanding, with a floating share count of 137.20M. Insiders hold about 2.29% of the company’s shares, while institutions hold 72.24% stake in the company. Shares short for UBSI as of 1765756800 were 3981138 with a Short Ratio of 5.34, compared to 1763078400 on 4036035. Therefore, it implies a Short% of Shares Outstanding of 3981138 and a Short% of Float of 3.37.

Dividends & Splits

In the trailing 12 months, UBSI’s forward annual dividend rate was 1.48, compared to 1.49 this year. Against a Trailing Annual Dividend Yield of 0.037909836. The stock’s 5-year Average Dividend Yield is 4.04. The current Payout Ratio is 53.78% for UBSI, which recently paid a dividend on 2025-12-12 with an ex-dividend date of 2025-12-12. Stock splits for the company last occurred on 1998-03-30 when the company split stock in a 2:1 ratio.

Earnings Estimates

Its stock is currently analyzed by 5.0 different market analysts. The consensus estimate for the next quarter is $0.82, with high estimates of $0.85 and low estimates of $0.78.

Analysts are recommending an EPS of between $3.32 and $3.23 for the fiscal current year, implying an average EPS of $3.28. EPS for the following year is $3.4, with 5.0 analysts recommending between $3.42 and $3.4.

Revenue Estimates

1 analysts predict $315.5M in revenue for. The current quarter. It ranges from a high estimate of $315.5M to a low estimate of $315.5M. As of. The current estimate, United Bankshares, Inc’s year-ago sales were $262.72MFor the next quarter, 1 analysts are estimating revenue of $315.6M. There is a high estimate of $315.6M for the next quarter, whereas the lowest estimate is $315.6M.

A total of 2 analysts have provided revenue estimates for UBSI’s current fiscal year. The highest revenue estimate was $1.24B, while the lowest revenue estimate was $1.23B, resulting in an average revenue estimate of $1.23B. In the same quarter a year ago, actual revenue was $1.04BBased on 2 analysts’ estimates, the company’s revenue will be $1.28B in the next fiscal year. The high estimate is $1.29B and the low estimate is $1.28B.

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