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Upstart Holdings Inc (NASDAQ: UPST) closed the day trading at $43.73 down -2.74% from the previous closing price of $44.96. In other words, the price has decreased by -$2.74 from its previous closing price. On the day, 3.38 million shares were traded. UPST stock price reached its highest trading level at $45.05 during the session, while it also had its lowest trading level at $43.6596.
Ratios:
For a better understanding of UPST, let’s look at its different ratios. For the most recent quarter (mrq), Quick Ratio is recorded 4.50 and its Current Ratio is at 4.50. In the meantime, Its Debt-to-Equity ratio is 2.62 whereas as Long-Term Debt/Eq ratio is at 2.62.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Dec 12 ’25 when Cooper Kerry Whorton sold 1,500 shares for $50.00 per share. The transaction valued at 75,000 led to the insider holds 23,934 shares of the business.
Darling Scott sold 7,392 shares of UPST for $369,600 on Dec 12 ’25. The Chief Legal Officer now owns 17,435 shares after completing the transaction at $50.00 per share. On Dec 12 ’25, another insider, Darling Scott, who serves as the Officer of the company, bought 7,392 shares for $500.00 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 4254337792 and an Enterprise Value of 5710107136. As of this moment, Upstart’s Price-to-Earnings (P/E) ratio for their current fiscal year is 191.97, and their Forward P/E ratio for the next fiscal year is 18.46. For the stock, the TTM Price-to-Sale (P/S) ratio is 4.40 while its Price-to-Book (P/B) ratio in mrq is 5.72. Its current Enterprise Value per Revenue stands at 5.723 whereas that against EBITDA is 78.165.
Stock Price History:
The Beta on a monthly basis for UPST is 2.28, which has changed by -0.31757176 over the last 52 weeks, in comparison to a change of 0.15196204 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $31.40. The 50-Day Moving Average of the stock is -2.27%, while the 200-Day Moving Average is calculated to be -20.46%.
Shares Statistics:
Over the past 3-months, UPST traded about 6.09M shares per day on average, while over the past 10 days, UPST traded about 4756560 shares per day. A total of 97.28M shares are outstanding, with a floating share count of 84.71M. Insiders hold about 12.92% of the company’s shares, while institutions hold 72.01% stake in the company. Shares short for UPST as of 1765756800 were 22975403 with a Short Ratio of 3.77, compared to 1763078400 on 25236882. Therefore, it implies a Short% of Shares Outstanding of 22975403 and a Short% of Float of 26.88.
Earnings Estimates
The dynamic stock of Upstart Holdings Inc (UPST) is currently attracting attention from 11.0 analysts actively involved in rating its market status.The consensus estimate for the next quarter is $0.47, with high estimates of $0.59 and low estimates of $0.35.
Analysts are recommending an EPS of between $1.92 and $1.33 for the fiscal current year, implying an average EPS of $1.68. EPS for the following year is $2.4, with 14.0 analysts recommending between $3.13 and $2.01.
Revenue Estimates
11 analysts predict $288.58M in revenue for. The current quarter. It ranges from a high estimate of $292.42M to a low estimate of $287M. As of. The current estimate, Upstart Holdings Inc’s year-ago sales were $218.96MFor the next quarter, 11 analysts are estimating revenue of $274.78M. There is a high estimate of $297.86M for the next quarter, whereas the lowest estimate is $240.87M.
A total of 13 analysts have provided revenue estimates for UPST’s current fiscal year. The highest revenue estimate was $1.04B, while the lowest revenue estimate was $1.03B, resulting in an average revenue estimate of $1.04B. In the same quarter a year ago, actual revenue was $636.53MBased on 14 analysts’ estimates, the company’s revenue will be $1.26B in the next fiscal year. The high estimate is $1.4B and the low estimate is $1.1B.
