Those aiming for above-average market returns often engage in the meticulous process of stock picking. Choosing the right stocks can make a substantial difference in your wealth.
In the latest session, Ally Financial Inc (NYSE: ALLY) closed at $44.37 down -2.95% from its previous closing price of $45.72. In other words, the price has decreased by -$2.95 from its previous closing price. On the day, 4.44 million shares were traded. ALLY stock price reached its highest trading level at $45.05 during the session, while it also had its lowest trading level at $44.0.
Ratios:
For a deeper understanding of Ally Financial Inc’s stock, let’s take a closer look at its various ratios. In the meantime, Its Debt-to-Equity ratio is 1.37 whereas as Long-Term Debt/Eq ratio is at 0.88.
Upgrades & Downgrades
In the most recent recommendation for this company, UBS on January 08, 2026, initiated with a Buy rating and assigned the stock a target price of $56.
On January 06, 2026, Evercore ISI Upgraded its rating to Outperform which previously was In-line but kept the price unchanged to $53.
Wells Fargo Upgraded its Equal Weight to Overweight on December 17, 2025, while the target price for the stock was maintained at $52.
Insider Transactions:
Additionally, insider trades can be beneficial to investors who want to learn what the management thinks about stock prices in the future. A recent insider transaction in this stock occurred on Apr 30 ’25 when Richard Stephanie N bought 8,000 shares for $32.14 per share.
Patterson Kathleen L. sold 29,000 shares of ALLY for $1,184,804 on Oct 22 ’25. The Chief HR & Corp Citizenship now owns 100,203 shares after completing the transaction at $40.86 per share. On Oct 22 ’25, another insider, KATHLEEN PATTERSON, who serves as the Officer of the company, bought 29,000 shares for $40.86 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, ALLY now has a Market Capitalization of 13668319232 and an Enterprise Value of 26476320768. As of this moment, Ally’s Price-to-Earnings (P/E) ratio for their current fiscal year is 26.72, and their Forward P/E ratio for the next fiscal year is 8.24. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.21. For the stock, the TTM Price-to-Sale (P/S) ratio is 0.89 while its Price-to-Book (P/B) ratio in mrq is 1.07. Its current Enterprise Value per Revenue stands at 3.692.
Stock Price History:
The Beta on a monthly basis for ALLY is 1.17, which has changed by 0.29445076 over the last 52 weeks, in comparison to a change of 0.19226205 over the same period for the S&P500. Over the past 52 weeks, ALLY has reached a high of $47.27, while it has fallen to a 52-week low of $29.52. The 50-Day Moving Average of the stock is 4.46%, while the 200-Day Moving Average is calculated to be 14.01%.
Shares Statistics:
For the past three months, ALLY has traded an average of 3.10M shares per day and 2326800 over the past ten days. A total of 307.83M shares are outstanding, with a floating share count of 304.87M. Insiders hold about 1.03% of the company’s shares, while institutions hold 92.56% stake in the company. Shares short for ALLY as of 1767139200 were 10735299 with a Short Ratio of 3.47, compared to 1764288000 on 10034571. Therefore, it implies a Short% of Shares Outstanding of 10735299 and a Short% of Float of 3.49.
Dividends & Splits
According to the company, the forward annual dividend rate for ALLY is 1.20, from 1.2 in the trailing year. Against a Trailing Annual Dividend Yield of 0.026246719. The stock’s 5-year Average Dividend Yield is 3.1. The current Payout Ratio is 66.70% for ALLY, which recently paid a dividend on 2025-10-31 with an ex-dividend date of 2025-10-31. Stock splits for the company last occurred on 2014-04-10 when the company split stock in a 310:1 ratio.
Earnings Estimates
The dynamic stock of Ally Financial Inc (ALLY) is currently attracting attention from 18.0 analysts actively involved in rating its market status.The consensus estimate for the next quarter is $1.04, with high estimates of $1.35 and low estimates of $0.87.
Analysts are recommending an EPS of between $3.9 and $3.67 for the fiscal current year, implying an average EPS of $3.75. EPS for the following year is $5.37, with 18.0 analysts recommending between $5.67 and $4.95.
Revenue Estimates
A total of 15 analysts believe the company’s revenue will be $2.14B this quarter.It ranges from a high estimate of $2.17B to a low estimate of $2.12B. As of. The current estimate, Ally Financial Inc’s year-ago sales were $2.03BFor the next quarter, 15 analysts are estimating revenue of $2.19B. There is a high estimate of $2.26B for the next quarter, whereas the lowest estimate is $2.15B.
A total of 17 analysts have provided revenue estimates for ALLY’s current fiscal year. The highest revenue estimate was $8.49B, while the lowest revenue estimate was $7.9B, resulting in an average revenue estimate of $8.08B. In the same quarter a year ago, actual revenue was $8.18BBased on 17 analysts’ estimates, the company’s revenue will be $9.06B in the next fiscal year. The high estimate is $9.22B and the low estimate is $8.69B.
