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After finishing at $20.09 in the prior trading day, Provident Financial Services Inc (NYSE: PFS) closed at $19.75, down -1.69%. In other words, the price has decreased by -$1.69 from its previous closing price. On the day, 0.68 million shares were traded. PFS stock price reached its highest trading level at $19.985 during the session, while it also had its lowest trading level at $19.715.
Ratios:
Our goal is to gain a better understanding of PFS by taking a closer look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 0.97 whereas as Long-Term Debt/Eq ratio is at 0.39.
Upgrades & Downgrades
In the most recent recommendation for this company, Hovde Group on July 25, 2025, Reiterated its Outperform rating but revised its target price to $23.50 from $22.50 previously.
On June 26, 2025, Raymond James started tracking the stock assigning a Strong Buy rating and target price of $21.
On December 13, 2024, Hovde Group started tracking the stock assigning a Outperform rating and target price of $25.Hovde Group initiated its Outperform rating on December 13, 2024, with a $25 target price.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Nov 06 ’25 when LISTA GEORGE sold 8,262 shares for $18.35 per share. The transaction valued at 151,605 led to the insider holds 108,656 shares of the business.
LISTA GEORGE bought 8,262 shares of PFS for $151,620 on Nov 06 ’25. On Sep 12 ’25, another insider, Christy James A., who serves as the EVP, CRO of Provident Bank of the company, sold 3,000 shares for $19.90 each. As a result, the insider received 59,700 and left with 39,633 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, PFS now has a Market Capitalization of 2579826944 and an Enterprise Value of 4955163136. As of this moment, Provident’s Price-to-Earnings (P/E) ratio for their current fiscal year is 10.05, and their Forward P/E ratio for the next fiscal year is 8.34. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.70. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.89 while its Price-to-Book (P/B) ratio in mrq is 0.93. Its current Enterprise Value per Revenue stands at 5.921.
Stock Price History:
The Beta on a monthly basis for PFS is 0.86, which has changed by 0.051832438 over the last 52 weeks, in comparison to a change of 0.19226205 over the same period for the S&P500. Over the past 52 weeks, PFS has reached a high of $21.29, while it has fallen to a 52-week low of $14.34. The 50-Day Moving Average of the stock is 0.88%, while the 200-Day Moving Average is calculated to be 7.37%.
Shares Statistics:
The stock has traded on average 789.95K shares per day over the past 3-months and 702840 shares per day over the last 10 days, according to various share statistics. A total of 130.62M shares are outstanding, with a floating share count of 116.48M. Insiders hold about 5.82% of the company’s shares, while institutions hold 76.21% stake in the company. Shares short for PFS as of 1767139200 were 3517916 with a Short Ratio of 4.45, compared to 1764288000 on 3486889. Therefore, it implies a Short% of Shares Outstanding of 3517916 and a Short% of Float of 3.7800000000000002.
Dividends & Splits
In the trailing 12 months, PFS’s forward annual dividend rate was 0.96, compared to 0.96 this year. Against a Trailing Annual Dividend Yield of 0.047784965. The stock’s 5-year Average Dividend Yield is 4.97.
Earnings Estimates
The dynamic stock of Provident Financial Services Inc (PFS) is currently being evaluated by a team of 4.0 analysts, each contributing to its current rating.The consensus estimate for the next quarter is $0.56, with high estimates of $0.6 and low estimates of $0.52.
Analysts are recommending an EPS of between $2.15 and $2.14 for the fiscal current year, implying an average EPS of $2.14. EPS for the following year is $2.37, with 4.0 analysts recommending between $2.49 and $2.28.
Revenue Estimates
3 analysts predict $224.07M in revenue. The current quarter. It ranges from a high estimate of $224.7M to a low estimate of $223.6M. As of. The current estimate, Provident Financial Services Inc’s year-ago sales were $205.91MFor the next quarter, 3 analysts are estimating revenue of $225.94M. There is a high estimate of $226.3M for the next quarter, whereas the lowest estimate is $225.3M.
A total of 3 analysts have provided revenue estimates for PFS’s current fiscal year. The highest revenue estimate was $869.41M, while the lowest revenue estimate was $867.5M, resulting in an average revenue estimate of $868.47M. In the same quarter a year ago, actual revenue was $694.73MBased on 3 analysts’ estimates, the company’s revenue will be $934.05M in the next fiscal year. The high estimate is $937.5M and the low estimate is $931.8M.






