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X Financial ADR (NYSE: XYF) closed the day trading at $7.68 down -15.70% from the previous closing price of $9.11. In other words, the price has decreased by -$15.70 from its previous closing price. On the day, 0.73 million shares were traded. XYF stock price reached its highest trading level at $8.89 during the session, while it also had its lowest trading level at $7.66.
Ratios:
For a better understanding of XYF, let’s look at its different ratios. For the most recent quarter (mrq), Quick Ratio is recorded 1.21 and its Current Ratio is at 1.21. In the meantime, Its Debt-to-Equity ratio is 0.07 whereas as Long-Term Debt/Eq ratio is at 0.00.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Dec 01 ’25 when Cheng Shaoyong bought 10,000 shares for $11.83 per share.
LI KAN bought 83,333 shares of XYF for $1,310,828 on Sep 05 ’25. On Sep 03 ’25, another insider, ZHANG LONGGEN, who serves as the Director of the company, bought 30,000 shares for $16.39 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, XYF now has a Market Capitalization of 324168128 and an Enterprise Value of 1546798592. As of this moment, X’s Price-to-Earnings (P/E) ratio for their current fiscal year is 1.36. For the stock, the TTM Price-to-Sale (P/S) ratio is 0.18 while its Price-to-Book (P/B) ratio in mrq is 0.29. Its current Enterprise Value per Revenue stands at 0.196 whereas that against EBITDA is 0.289.
Stock Price History:
The Beta on a monthly basis for XYF is 0.45, which has changed by 0.18153846 over the last 52 weeks, in comparison to a change of 0.1028198 over the same period for the S&P500. Over the past 52 weeks, XYF has reached a high of $20.35, while it has fallen to a 52-week low of $6.20. The 50-Day Moving Average of the stock is -40.59%, while the 200-Day Moving Average is calculated to be -45.48%.
Shares Statistics:
Over the past 3-months, XYF traded about 214.80K shares per day on average, while over the past 10 days, XYF traded about 287020 shares per day. Shares short for XYF as of 1761868800 were 244030 with a Short Ratio of 1.14, compared to 1759190400 on 326680. Therefore, it implies a Short% of Shares Outstanding of 244030 and a Short% of Float of 1.6400000000000001.
Dividends & Splits
XYF’s forward annual dividend rate is 0.53, up from 2.125 a year ago. Against a Trailing Annual Dividend Yield of 0.23326017. The current Payout Ratio is 9.23% for XYF, which recently paid a dividend on 2025-06-20 with an ex-dividend date of 2025-09-26. Stock splits for the company last occurred on 2020-11-19 when the company split stock in a 1:3 ratio.
