Investors on the quest for market-beating returns often employ the strategy of stock picking. Making informed choices in stocks can greatly amplify your wealth.
The price of Upstart Holdings Inc (NASDAQ: UPST) closed at $42.06 in the last session, up 0.69% from day before closing price of $41.77. In other words, the price has increased by $0.69 from its previous closing price. On the day, 4.1 million shares were traded. UPST stock price reached its highest trading level at $43.2 during the session, while it also had its lowest trading level at $41.585.
Ratios:
We take a closer look at UPST’s different ratios to gain a better understanding of the stock. For the most recent quarter (mrq), Quick Ratio is recorded 4.50 and its Current Ratio is at 4.50. In the meantime, Its Debt-to-Equity ratio is 2.62 whereas as Long-Term Debt/Eq ratio is at 2.62.
Insider Transactions:
An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Nov 25 ’25 when Mirgorodskaya Natalia sold 762 shares for $38.91 per share. The transaction valued at 29,649 led to the insider holds 26,398 shares of the business.
Mirgorodskaya Natalia bought 762 shares of UPST for $29,649 on Nov 25 ’25. On Nov 20 ’25, another insider, Mirgorodskaya Natalia, who serves as the insider of the company, sold 821 shares for $36.62 each. As a result, the insider received 30,063 and left with 27,160 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 4091869440 and an Enterprise Value of 5547638272. As of this moment, Upstart’s Price-to-Earnings (P/E) ratio for their current fiscal year is 184.64, and their Forward P/E ratio for the next fiscal year is 17.83. For the stock, the TTM Price-to-Sale (P/S) ratio is 4.23 while its Price-to-Book (P/B) ratio in mrq is 5.50. Its current Enterprise Value per Revenue stands at 5.56 whereas that against EBITDA is 75.941.
Stock Price History:
The Beta on a monthly basis for UPST is 2.29, which has changed by -0.4661759 over the last 52 weeks, in comparison to a change of 0.12934029 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $31.40. The 50-Day Moving Average of the stock is -12.94%, while the 200-Day Moving Average is calculated to be -26.32%.
Shares Statistics:
According to the various share statistics, UPST traded on average about 7.22M shares per day over the past 3-months and 5853710 shares per day over the past 10 days. A total of 97.28M shares are outstanding, with a floating share count of 84.57M. Insiders hold about 13.09% of the company’s shares, while institutions hold 72.02% stake in the company. Shares short for UPST as of 1763078400 were 25236882 with a Short Ratio of 3.50, compared to 1760486400 on 28675988. Therefore, it implies a Short% of Shares Outstanding of 25236882 and a Short% of Float of 29.53.
Earnings Estimates
The dynamic stock of Upstart Holdings Inc (UPST) is currently attracting attention from 11.0 analysts actively involved in rating its market status.The consensus estimate for the next quarter is $0.47, with high estimates of $0.59 and low estimates of $0.35.
Analysts are recommending an EPS of between $1.92 and $1.33 for the fiscal current year, implying an average EPS of $1.68. EPS for the following year is $2.4, with 14.0 analysts recommending between $3.13 and $2.01.
Revenue Estimates
According to 11 analysts,. The current quarter’s revenue is expected to be $288.58M. It ranges from a high estimate of $292.42M to a low estimate of $287M. As of. The current estimate, Upstart Holdings Inc’s year-ago sales were $218.96MFor the next quarter, 11 analysts are estimating revenue of $274.78M. There is a high estimate of $297.86M for the next quarter, whereas the lowest estimate is $240.87M.
A total of 13 analysts have provided revenue estimates for UPST’s current fiscal year. The highest revenue estimate was $1.04B, while the lowest revenue estimate was $1.03B, resulting in an average revenue estimate of $1.04B. In the same quarter a year ago, actual revenue was $636.53MBased on 14 analysts’ estimates, the company’s revenue will be $1.26B in the next fiscal year. The high estimate is $1.4B and the low estimate is $1.1B.
