Financial Snapshot: Analyzing Unum Group (UNM)’s Key Ratio Metrics

Nora Barnes

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The closing price of Unum Group (NYSE: UNM) was $75.97 for the day, down -0.54% from the previous closing price of $76.38. In other words, the price has decreased by -$0.54 from its previous closing price. On the day, 0.69 million shares were traded. UNM stock price reached its highest trading level at $76.87 during the session, while it also had its lowest trading level at $75.92.

Ratios:

Our analysis of UNM’s different ratios will help us gain a deeper understanding of the company. In the meantime, Its Debt-to-Equity ratio is 0.34 whereas as Long-Term Debt/Eq ratio is at 0.32.

Upgrades & Downgrades

In the most recent recommendation for this company, Wolfe Research on September 16, 2025, initiated with a Outperform rating and assigned the stock a target price of $91.

On March 05, 2025, Raymond James Upgraded its rating to Strong Buy which previously was Mkt Perform but kept the price unchanged to $108. On January 23, 2025, BMO Capital Markets started tracking the stock assigning a Outperform rating and target price of $91.BMO Capital Markets initiated its Outperform rating on January 23, 2025, with a $91 target price.

Insider Transactions:

Also, insider trades can serve as a great indicator of what management thinks about the future direction of a stock’s price. A recent insider transaction in this stock occurred on Nov 19 ’25 when Zabel Steven Andrew sold 7,500 shares for $76.38 per share. The transaction valued at 572,865 led to the insider holds 113,807 shares of the business.

Zabel Steven Andrew bought 7,500 shares of UNM for $572,865 on Nov 19 ’25. On Nov 07 ’25, another insider, Pyne Christopher W, who serves as the EVP, Group Benefits of the company, sold 4,000 shares for $78.04 each. As a result, the insider received 312,148 and left with 51,372 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UNM now has a Market Capitalization of 12938697728 and an Enterprise Value of 13786456064. As of this moment, Unum’s Price-to-Earnings (P/E) ratio for their current fiscal year is 14.80, and their Forward P/E ratio for the next fiscal year is 8.27. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 2.19. For the stock, the TTM Price-to-Sale (P/S) ratio is 0.97 while its Price-to-Book (P/B) ratio in mrq is 1.18. Its current Enterprise Value per Revenue stands at 1.055 whereas that against EBITDA is 9.269.

Stock Price History:

The Beta on a monthly basis for UNM is 0.19, which has changed by -0.004977107 over the last 52 weeks, in comparison to a change of 0.1326145 over the same period for the S&P500. Over the past 52 weeks, UNM has reached a high of $84.48, while it has fallen to a 52-week low of $66.81. The 50-Day Moving Average of the stock is -0.67%, while the 200-Day Moving Average is calculated to be -1.52%.

Shares Statistics:

UNM traded an average of 1.39M shares per day over the past three months and 1149760 shares per day over the past ten days. A total of 168.96M shares are outstanding, with a floating share count of 165.69M. Insiders hold about 0.98% of the company’s shares, while institutions hold 89.07% stake in the company. Shares short for UNM as of 1763078400 were 2336448 with a Short Ratio of 1.68, compared to 1760486400 on 2366828. Therefore, it implies a Short% of Shares Outstanding of 2336448 and a Short% of Float of 2.09.

Dividends & Splits

With its trailing 12-month dividend rate of 1.76, UNM has a forward annual dividend rate of 1.76. Against a Trailing Annual Dividend Yield of 0.023042683. The stock’s 5-year Average Dividend Yield is 3.19. . The current Payout Ratio is 16.60% for UNM, which recently paid a dividend on 2025-10-24 with an ex-dividend date of 2025-10-24. Stock splits for the company last occurred on 1997-06-03 when the company split stock in a 2:1 ratio.

Earnings Estimates

Its stock is currently analyzed by 13.0 different market analysts. The consensus estimate for the next quarter is $2.18, with high estimates of $2.29 and low estimates of $2.1.

Analysts are recommending an EPS of between $8.43 and $8.26 for the fiscal current year, implying an average EPS of $8.32. EPS for the following year is $9.16, with 14.0 analysts recommending between $9.28 and $8.98.

Revenue Estimates

It is expected that $90B in revenue will be generated in . The current quarter, according to 4 analysts. It ranges from a high estimate of $3.32B to a low estimate of $3.23B. As of . The current estimate, Unum Group’s year-ago sales were $3.25BFor the next quarter, 4 analysts are estimating revenue of $3.4B. There is a high estimate of $3.42B for the next quarter, whereas the lowest estimate is $3.39B.

A total of 8 analysts have provided revenue estimates for UNM’s current fiscal year. The highest revenue estimate was $13.29B, while the lowest revenue estimate was $13.16B, resulting in an average revenue estimate of $13.23B. In the same quarter a year ago, actual revenue was $12.92BBased on 8 analysts’ estimates, the company’s revenue will be $13.62B in the next fiscal year. The high estimate is $13.84B and the low estimate is $13.21B.

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