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The price of Upstart Holdings Inc (NASDAQ: UPST) closed at $54.58 in the last session, down -5.70% from day before closing price of $57.88. In other words, the price has decreased by -$5.70 from its previous closing price. On the day, 4.55 million shares were traded.
Ratios:
We take a closer look at UPST’s different ratios to gain a better understanding of the stock. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 6.19 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 43.25. For the most recent quarter (mrq), Quick Ratio is recorded 5.25 and its Current Ratio is at 5.25. In the meantime, Its Debt-to-Equity ratio is 2.15 whereas as Long-Term Debt/Eq ratio is at 2.14.
Upgrades & Downgrades
In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, Stephens on June 12, 2025, initiated with a Equal-Weight rating and assigned the stock a target price of $55.
On April 29, 2025, BofA Securities Upgraded its rating to Neutral which previously was Underperform but kept the price unchanged to $53.
Morgan Stanley Upgraded its Underweight to Equal-Weight on February 14, 2025, whereas the target price for the stock was revised from $12 to $70.
Insider Transactions:
An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Jun 11 ’25 when Girouard Dave bought 41,667 shares for $60.11 per share.
Darling Scott bought 3,000 shares of UPST for $180,000 on Jun 11 ’25. On Jun 03 ’25, another insider, Darling Scott, who serves as the Chief Legal Officer of the company, sold 7,383 shares for $50.00 each. As a result, the insider received 369,166 and left with 137,014 shares of the company.
Valuation Measures:
For the stock, the TTM Price-to-Sale (P/S) ratio is 7.19 while its Price-to-Book (P/B) ratio in mrq is 7.67.
Stock Price History:
Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $20.60. The 50-Day Moving Average of the stock is 16.69%, while the 200-Day Moving Average is calculated to be -1.39%.
Shares Statistics:
A total of 95.07M shares are outstanding, with a floating share count of 82.51M. Insiders hold about 13.28% of the company’s shares, while institutions hold 63.06% stake in the company.
Earnings Estimates
The current rating of Upstart Holdings Inc (UPST) reflects the combined expertise of 12.0 analysts actively engaged in assessing its market performance.The consensus estimate for the next quarter is $0.42, with high estimates of $0.56 and low estimates of $0.32.
Analysts are recommending an EPS of between $1.65 and $1.35 for the fiscal current year, implying an average EPS of $1.47. EPS for the following year is $2.2, with 14.0 analysts recommending between $2.69 and $1.64.
Revenue Estimates
According to 11 analysts, the current quarter’s revenue is expected to be $225.65M. It ranges from a high estimate of $231.32M to a low estimate of $223M. As of the current estimate, Upstart Holdings Inc’s year-ago sales were $127.63MFor the next quarter, 11 analysts are estimating revenue of $269.8M. There is a high estimate of $286M for the next quarter, whereas the lowest estimate is $262M.
A total of 13 analysts have provided revenue estimates for UPST’s current fiscal year. The highest revenue estimate was $1.02B, while the lowest revenue estimate was $968.32M, resulting in an average revenue estimate of $1.01B. In the same quarter a year ago, actual revenue was $636.53MBased on 13 analysts’ estimates, the company’s revenue will be $1.24B in the next fiscal year. The high estimate is $1.33B and the low estimate is $1.13B.
