The pursuit of outperformance leads many investors to carefully choose individual stocks. Picking the right ones can be a game-changer for growing your wealth.
The price of Upstart Holdings Inc (NASDAQ: UPST) closed at $78.42 in the last session, up 3.09% from day before closing price of $76.07. In other words, the price has increased by $3.09 from its previous closing price. On the day, 5.36 million shares were traded. UPST stock price reached its highest trading level at $78.85 during the session, while it also had its lowest trading level at $75.71.
Ratios:
We take a closer look at UPST’s different ratios to gain a better understanding of the stock. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 8.89 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 62.14. For the most recent quarter (mrq), Quick Ratio is recorded 5.25 and its Current Ratio is at 5.25. In the meantime, Its Debt-to-Equity ratio is 2.15 whereas as Long-Term Debt/Eq ratio is at 2.14.
On June 12, 2025, Stephens started tracking the stock assigning a Equal-Weight rating and target price of $55.
BofA Securities Upgraded its Underperform to Neutral on April 29, 2025, while the target price for the stock was maintained at $53.
Insider Transactions:
An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Jul 08 ’25 when Singh Cassidy Sukhinder bought 10,957 shares for $76.18 per share.
Darling Scott bought 5,000 shares of UPST for $400,210 on Jul 08 ’25. On Jul 08 ’25, another insider, Mirgorodskaya Natalia, who serves as the Officer of the company, bought 4,000 shares for $80.07 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 7461262336 and an Enterprise Value of 7005316608. For the stock, the TTM Price-to-Sale (P/S) ratio is 10.33 while its Price-to-Book (P/B) ratio in mrq is 11.02. Its current Enterprise Value per Revenue stands at 9.232 whereas that against EBITDA is -135.165.
Stock Price History:
The Beta on a monthly basis for UPST is 2.37, which has changed by 1.9130757 over the last 52 weeks, in comparison to a change of 0.12153554 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $20.60. The 50-Day Moving Average of the stock is 42.94%, while the 200-Day Moving Average is calculated to be 36.11%.
Shares Statistics:
According to the various share statistics, UPST traded on average about 6.39M shares per day over the past 3-months and 6100420 shares per day over the past 10 days. A total of 95.07M shares are outstanding, with a floating share count of 82.43M. Insiders hold about 13.37% of the company’s shares, while institutions hold 63.06% stake in the company. Shares short for UPST as of 1749772800 were 21227345 with a Short Ratio of 3.32, compared to 1747267200 on 20374240. Therefore, it implies a Short% of Shares Outstanding of 21227345 and a Short% of Float of 25.480000000000004.
Dividends & Splits
Against a Trailing Annual Dividend Yield of 0.0
