Ratios Reveal: Breaking Down Expensify Inc (EXFY)’s Financial Health

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Expensify Inc (NASDAQ: EXFY) closed the day trading at $2.19 down -6.41% from the previous closing price of $2.34. In other words, the price has decreased by -$6.41 from its previous closing price. On the day, 0.83 million shares were traded. EXFY stock price reached its highest trading level at $2.356 during the session, while it also had its lowest trading level at $2.18.

Ratios:

For a better understanding of EXFY, let’s look at its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 2.57 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 8.00. For the most recent quarter (mrq), Quick Ratio is recorded 3.24 and its Current Ratio is at 3.24. In the meantime, Its Debt-to-Equity ratio is 0.05 whereas as Long-Term Debt/Eq ratio is at 0.04.

On August 09, 2024, JMP Securities Upgraded its rating to Mkt Outperform which previously was Mkt Perform but kept the price unchanged to $2.50.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Jul 01 ’25 when Barrett David Michael sold 30,000 shares for $2.56 per share. The transaction valued at 76,800 led to the insider holds 1,528,480 shares of the business.

Mills Jason Fahr sold 4,068 shares of EXFY for $9,275 on Jun 17 ’25. The Director now owns 364,184 shares after completing the transaction at $2.28 per share. On Jun 17 ’25, another insider, Vidal Daniel, who serves as the Director of the company, sold 3,354 shares for $2.28 each. As a result, the insider received 7,647 and left with 295,817 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, EXFY now has a Market Capitalization of 202362800 and an Enterprise Value of 185992912. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.43 while its Price-to-Book (P/B) ratio in mrq is 1.50. Its current Enterprise Value per Revenue stands at 1.312 whereas that against EBITDA is 516.647.

Stock Price History:

The Beta on a monthly basis for EXFY is 1.75, which has changed by 0.04285717 over the last 52 weeks, in comparison to a change of 0.1116153 over the same period for the S&P500. Over the past 52 weeks, EXFY has reached a high of $4.13, while it has fallen to a 52-week low of $1.45. The 50-Day Moving Average of the stock is -10.23%, while the 200-Day Moving Average is calculated to be -23.27%.

Shares Statistics:

Over the past 3-months, EXFY traded about 628.73K shares per day on average, while over the past 10 days, EXFY traded about 1629470 shares per day. A total of 80.38M shares are outstanding, with a floating share count of 58.12M. Insiders hold about 37.04% of the company’s shares, while institutions hold 34.40% stake in the company. Shares short for EXFY as of 1749772800 were 676750 with a Short Ratio of 4.09, compared to 1747267200 on 718655. Therefore, it implies a Short% of Shares Outstanding of 676750 and a Short% of Float of 1.0.

Dividends & Splits

Against a Trailing Annual Dividend Yield of 0.0

Earnings Estimates

The performance of Expensify Inc (EXFY) in the stock market is under the watchful eye of 5.0 analysts actively contributing to its current rating.The consensus estimate for the next quarter is $0.07, with high estimates of $0.08 and low estimates of $0.04.

Analysts are recommending an EPS of between $0.29 and $0.11 for the fiscal current year, implying an average EPS of $0.21. EPS for the following year is $0.28, with 5.0 analysts recommending between $0.34 and $0.16.

Revenue Estimates

4 analysts predict $36.15M in revenue for the current quarter. It ranges from a high estimate of $37M to a low estimate of $34.9M. As of the current estimate, Expensify Inc’s year-ago sales were $33.29MFor the next quarter, 4 analysts are estimating revenue of $36.75M. There is a high estimate of $38.7M for the next quarter, whereas the lowest estimate is $34.77M.

A total of 4 analysts have provided revenue estimates for EXFY’s current fiscal year. The highest revenue estimate was $152M, while the lowest revenue estimate was $140.64M, resulting in an average revenue estimate of $146.68M. In the same quarter a year ago, actual revenue was $139.24MBased on 4 analysts’ estimates, the company’s revenue will be $154.45M in the next fiscal year. The high estimate is $167M and the low estimate is $140.97M.

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