Balance Sheet Dive: FirstCash Holdings Inc (FCFS)’s Debt-to-Equity and Long-Term Debt/Eq Ratios

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After finishing at $120.08 in the prior trading day, FirstCash Holdings Inc (NASDAQ: FCFS) closed at $123.26, up 2.65%. In other words, the price has increased by $2.65 from its previous closing price. On the day, 0.5 million shares were traded. FCFS stock price reached its highest trading level at $123.72 during the session, while it also had its lowest trading level at $120.0.

Ratios:

Our goal is to gain a better understanding of FCFS by taking a closer look at its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 53.89 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 13.33. For the most recent quarter (mrq), Quick Ratio is recorded 3.12 and its Current Ratio is at 4.21. In the meantime, Its Debt-to-Equity ratio is 0.95 whereas as Long-Term Debt/Eq ratio is at 0.90.

Upgrades & Downgrades

In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, Stephens on November 13, 2024, initiated with a Overweight rating and assigned the stock a target price of $137.

Loop Capital Upgraded its Hold to Buy on April 29, 2024, whereas the target price for the stock was revised from $125 to $140.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Jun 10 ’25 when Hambleton Howard F sold 3,900 shares for $130.93 per share. The transaction valued at 510,627 led to the insider holds 32,481 shares of the business.

Howard Francis Hambleton bought 3,900 shares of FCFS for $514,566 on Jun 10 ’25. On Feb 11 ’25, another insider, Rippel Douglas Richard, who serves as the 10% Owner of the company, sold 300,000 shares for $113.43 each. As a result, the insider received 34,029,000 and left with 4,431,869 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, FCFS now has a Market Capitalization of 5468380672 and an Enterprise Value of 7389817344. As of this moment, FirstCash’s Price-to-Earnings (P/E) ratio for their current fiscal year is 18.95, and their Forward P/E ratio for the next fiscal year is 12.80. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.82. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.61 while its Price-to-Book (P/B) ratio in mrq is 2.56. Its current Enterprise Value per Revenue stands at 2.181 whereas that against EBITDA is 12.391.

Stock Price History:

The Beta on a monthly basis for FCFS is 0.66, which has changed by 0.10448027 over the last 52 weeks, in comparison to a change of 0.15366066 over the same period for the S&P500. Over the past 52 weeks, FCFS has reached a high of $138.42, while it has fallen to a 52-week low of $100.24. The 50-Day Moving Average of the stock is -5.15%, while the 200-Day Moving Average is calculated to be 4.56%.

Shares Statistics:

The stock has traded on average 295.17K shares per day over the past 3-months and 344030 shares per day over the last 10 days, according to various share statistics. A total of 44.36M shares are outstanding, with a floating share count of 39.16M. Insiders hold about 11.74% of the company’s shares, while institutions hold 88.43% stake in the company. Shares short for FCFS as of 1752537600 were 403321 with a Short Ratio of 1.37, compared to 1749772800 on 556205. Therefore, it implies a Short% of Shares Outstanding of 403321 and a Short% of Float of 1.27.

Dividends & Splits

In the trailing 12 months, FCFS’s forward annual dividend rate was 1.52, compared to 1.52 this year. Against a Trailing Annual Dividend Yield of 0.012658227The stock’s 5-year Average Dividend Yield is 1.44. The current Payout Ratio is 25.48% for FCFS, which recently paid a dividend on 2025-05-15 with an ex-dividend date of 2025-08-15. Stock splits for the company last occurred on 2006-02-22 when the company split stock in a 2:1 ratio.

Earnings Estimates

The stock of FirstCash Holdings Inc (FCFS) is currently drawing attention from 5.0 analysts actively involved in the ongoing evaluation and rating process.The consensus estimate for the next quarter is $2.32, with high estimates of $2.44 and low estimates of $2.18.

Analysts are recommending an EPS of between $8.28 and $7.96 for the fiscal current year, implying an average EPS of $8.07. EPS for the following year is $9.63, with 5.0 analysts recommending between $10.03 and $9.31.

Revenue Estimates

4 analysts predict $845.28M in revenue for the current quarter. It ranges from a high estimate of $860.6M to a low estimate of $832M. As of the current estimate, FirstCash Holdings Inc’s year-ago sales were $837.32MFor the next quarter, 4 analysts are estimating revenue of $939.96M. There is a high estimate of $978M for the next quarter, whereas the lowest estimate is $896M.

A total of 5 analysts have provided revenue estimates for FCFS’s current fiscal year. The highest revenue estimate was $3.52B, while the lowest revenue estimate was $3.4B, resulting in an average revenue estimate of $3.47B. In the same quarter a year ago, actual revenue was $3.39BBased on 5 analysts’ estimates, the company’s revenue will be $3.77B in the next fiscal year. The high estimate is $3.98B and the low estimate is $3.54B.

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