Investors on the quest for market-beating returns often employ the strategy of stock picking. Making informed choices in stocks can greatly amplify your wealth.
As of close of business last night, Upstart Holdings Inc’s stock clocked out at $83.32, up 3.60% from its previous closing price of $80.43. In other words, the price has increased by $3.60 from its previous closing price. On the day, 8.92 million shares were traded. UPST stock price reached its highest trading level at $86.02 during the session, while it also had its lowest trading level at $79.26.
Ratios:
To gain a deeper understanding of UPST’s stock, we examine its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 9.44 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 66.03. For the most recent quarter (mrq), Quick Ratio is recorded 5.25 and its Current Ratio is at 5.25. In the meantime, Its Debt-to-Equity ratio is 2.15 whereas as Long-Term Debt/Eq ratio is at 2.14.
On June 12, 2025, Stephens started tracking the stock assigning a Equal-Weight rating and target price of $55.Stephens initiated its Equal-Weight rating on June 12, 2025, with a $55 target price.
Insider Transactions:
Investing in insider trades can also provide an investor with insight into how management views future stock prices. A recent insider transaction in this stock occurred on Jul 30 ’25 when Singh Cassidy Sukhinder bought 12,000 shares for $82.37 per share.
Singh Cassidy Sukhinder bought 3,000 shares of UPST for $244,500 on Jul 29 ’25. On Jul 24 ’25, another insider, Singh Cassidy Sukhinder, who serves as the Former Director of the company, bought 3,000 shares for $82.66 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 7927948288 and an Enterprise Value of 8779292672. For the stock, the TTM Price-to-Sale (P/S) ratio is 10.98 while its Price-to-Book (P/B) ratio in mrq is 11.71. Its current Enterprise Value per Revenue stands at 11.569 whereas that against EBITDA is -169.393.
Stock Price History:
The Beta on a monthly basis for UPST is 2.39, which has changed by 2.2805119 over the last 52 weeks, in comparison to a change of 0.16821623 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $20.60. The 50-Day Moving Average of the stock is 30.54%, while the 200-Day Moving Average is calculated to be 37.59%.
Shares Statistics:
It appears that UPST traded 6.26M shares on average per day over the past three months and 5133870 shares per day over the past ten days. A total of 95.07M shares are outstanding, with a floating share count of 82.43M. Insiders hold about 13.37% of the company’s shares, while institutions hold 62.87% stake in the company. Shares short for UPST as of 1752537600 were 18605362 with a Short Ratio of 2.97, compared to 1749772800 on 21227345. Therefore, it implies a Short% of Shares Outstanding of 18605362 and a Short% of Float of 22.33.
Dividends & Splits
Against a Trailing Annual Dividend Yield of 0.0
Earnings Estimates
The current market rating for Upstart Holdings Inc (UPST) reflects the collective analysis of 13.0 analysts closely monitoring its performance.The consensus estimate for the next quarter is $0.42, with high estimates of $0.56 and low estimates of $0.32.
Analysts are recommending an EPS of between $1.73 and $1.35 for the fiscal current year, implying an average EPS of $1.5. EPS for the following year is $2.37, with 15.0 analysts recommending between $3.54 and $1.69.
Revenue Estimates
In the current quarter, 12 analysts expect revenue to total $225.4M. It ranges from a high estimate of $231.32M to a low estimate of $222M. As of the current estimate, Upstart Holdings Inc’s year-ago sales were $127.63MFor the next quarter, 12 analysts are estimating revenue of $268.68M. There is a high estimate of $286M for the next quarter, whereas the lowest estimate is $260M.
A total of 14 analysts have provided revenue estimates for UPST’s current fiscal year. The highest revenue estimate was $1.02B, while the lowest revenue estimate was $968.32M, resulting in an average revenue estimate of $1.01B. In the same quarter a year ago, actual revenue was $636.53MBased on 14 analysts’ estimates, the company’s revenue will be $1.27B in the next fiscal year. The high estimate is $1.35B and the low estimate is $1.13B.
