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As of close of business last night, SoFi Technologies Inc’s stock clocked out at $22.58, up 3.25% from its previous closing price of $21.87. In other words, the price has increased by $3.25 from its previous closing price. On the day, 118.94 million shares were traded. SOFI stock price reached its highest trading level at $23.8051 during the session, while it also had its lowest trading level at $22.485.
Ratios:
To gain a deeper understanding of SOFI’s stock, we examine its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 9.26 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 17.20. For the most recent quarter (mrq), Quick Ratio is recorded 5.24 and its Current Ratio is at 4.01. In the meantime, Its Debt-to-Equity ratio is 0.59 whereas as Long-Term Debt/Eq ratio is at 0.59.
On July 11, 2025, TD Cowen started tracking the stock assigning a Hold rating and target price of $21.TD Cowen initiated its Hold rating on July 11, 2025, with a $21 target price.
Insider Transactions:
Investing in insider trades can also provide an investor with insight into how management views future stock prices. A recent insider transaction in this stock occurred on Jul 18 ’25 when Keough Kelli sold 10,267 shares for $21.80 per share. The transaction valued at 223,773 led to the insider holds 245,200 shares of the business.
Keough Kelli sold 10,267 shares of SOFI for $156,288 on Jun 20 ’25. The EVP, GBUL, SIPS now owns 255,467 shares after completing the transaction at $15.22 per share. On Jun 20 ’25, another insider, Rishel Jeremy, who serves as the Chief Technology Officer of the company, sold 66,847 shares for $15.55 each. As a result, the insider received 1,039,471 and left with 724,321 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, SOFI now has a Market Capitalization of 25141475328 and an Enterprise Value of 27053664256. As of this moment, SoFi’s Price-to-Earnings (P/E) ratio for their current fiscal year is 45.77, and their Forward P/E ratio for the next fiscal year is 41.33. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 1.88. For the stock, the TTM Price-to-Sale (P/S) ratio is 6.04 while its Price-to-Book (P/B) ratio in mrq is 3.66. Its current Enterprise Value per Revenue stands at 8.931.
Stock Price History:
The Beta on a monthly basis for SOFI is 1.94, which has changed by 2.3954887 over the last 52 weeks, in comparison to a change of 0.18569505 over the same period for the S&P500. Over the past 52 weeks, SOFI has reached a high of $25.11, while it has fallen to a 52-week low of $6.01. The 50-Day Moving Average of the stock is 30.69%, while the 200-Day Moving Average is calculated to be 55.41%.
Shares Statistics:
It appears that SOFI traded 70.17M shares on average per day over the past three months and 90605260 shares per day over the past ten days. A total of 1.11B shares are outstanding, with a floating share count of 1.09B. Insiders hold about 2.05% of the company’s shares, while institutions hold 46.64% stake in the company. Shares short for SOFI as of 1752537600 were 133334264 with a Short Ratio of 1.90, compared to 1749772800 on 148129397. Therefore, it implies a Short% of Shares Outstanding of 133334264 and a Short% of Float of 12.23.
Earnings Estimates
The current market rating for SoFi Technologies Inc (SOFI) reflects the collective analysis of 7.0 analysts closely monitoring its performance.The consensus estimate for the next quarter is $0.09, with high estimates of $0.1 and low estimates of $0.08.
Analysts are recommending an EPS of between $0.34 and $0.27 for the fiscal current year, implying an average EPS of $0.31. EPS for the following year is $0.51, with 9.0 analysts recommending between $0.6 and $0.39.
Revenue Estimates
In the current quarter, 12 analysts expect revenue to total $861.7M. It ranges from a high estimate of $915.3M to a low estimate of $817.02M. As of the current estimate, SoFi Technologies Inc’s year-ago sales were $689.45MFor the next quarter, 12 analysts are estimating revenue of $901.39M. There is a high estimate of $987.1M for the next quarter, whereas the lowest estimate is $857M.
A total of 16 analysts have provided revenue estimates for SOFI’s current fiscal year. The highest revenue estimate was $3.58B, while the lowest revenue estimate was $3.25B, resulting in an average revenue estimate of $3.39B. In the same quarter a year ago, actual revenue was $2.61BBased on 17 analysts’ estimates, the company’s revenue will be $4.13B in the next fiscal year. The high estimate is $4.67B and the low estimate is $3.79B.
