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The closing price of Upstart Holdings Inc (NASDAQ: UPST) was $67.14 for the day, down -18.74% from the previous closing price of $82.62. In other words, the price has decreased by -$18.74 from its previous closing price. On the day, 23.56 million shares were traded. UPST stock price reached its highest trading level at $80.44 during the session, while it also had its lowest trading level at $66.6.
Ratios:
Our analysis of UPST’s different ratios will help us gain a deeper understanding of the company. For the most recent quarter (mrq), Quick Ratio is recorded 3.46 and its Current Ratio is at 3.46. In the meantime, Its Debt-to-Equity ratio is 2.13 whereas as Long-Term Debt/Eq ratio is at 2.12.
On June 12, 2025, Stephens started tracking the stock assigning a Equal-Weight rating and target price of $55.Stephens initiated its Equal-Weight rating on June 12, 2025, with a $55 target price.
Insider Transactions:
Also, insider trades can serve as a great indicator of what management thinks about the future direction of a stock’s price. A recent insider transaction in this stock occurred on Aug 01 ’25 when Mirgorodskaya Natalia sold 365 shares for $77.97 per share. The transaction valued at 28,457 led to the insider holds 24,623 shares of the business.
Darling Scott sold 4,000 shares of UPST for $313,806 on Aug 01 ’25. The Chief Legal Officer now owns 137,014 shares after completing the transaction at $78.45 per share. On Aug 04 ’25, another insider, Singh Cassidy Sukhinder, who serves as the Former Director of the company, bought 5,000 shares for $82.92 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 6460056064 and an Enterprise Value of 7601583104. For the stock, the TTM Price-to-Sale (P/S) ratio is 7.50 while its Price-to-Book (P/B) ratio in mrq is 8.94. Its current Enterprise Value per Revenue stands at 8.591 whereas that against EBITDA is 1377.847.
Stock Price History:
The Beta on a monthly basis for UPST is 2.39, which has changed by 0.962584 over the last 52 weeks, in comparison to a change of 0.19283521 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $23.20. The 50-Day Moving Average of the stock is 0.02%, while the 200-Day Moving Average is calculated to be 9.58%.
Shares Statistics:
UPST traded an average of 6.30M shares per day over the past three months and 7633770 shares per day over the past ten days. A total of 96.09M shares are outstanding, with a floating share count of 82.43M. Insiders hold about 13.37% of the company’s shares, while institutions hold 62.99% stake in the company. Shares short for UPST as of 1752537600 were 18605362 with a Short Ratio of 2.95, compared to 1749772800 on 21227345. Therefore, it implies a Short% of Shares Outstanding of 18605362 and a Short% of Float of 22.33.
Dividends & Splits
Against a Trailing Annual Dividend Yield of 0.0
Earnings Estimates
The current assessment of Upstart Holdings Inc (UPST) involves the perspectives of 11.0 analysts closely monitoring its market dynamics.The consensus estimate for the next quarter is $0.52, with high estimates of $0.61 and low estimates of $0.39.
Analysts are recommending an EPS of between $1.84 and $1.42 for the fiscal current year, implying an average EPS of $1.66. EPS for the following year is $2.48, with 15.0 analysts recommending between $3.72 and $2.08.
Revenue Estimates
It is expected that $90B in revenue will be generated in the current quarter, according to 10 analysts. It ranges from a high estimate of $285.57M to a low estimate of $279.75M. As of the current estimate, Upstart Holdings Inc’s year-ago sales were $162.14MFor the next quarter, 10 analysts are estimating revenue of $304.18M. There is a high estimate of $309.84M for the next quarter, whereas the lowest estimate is $294M.
A total of 11 analysts have provided revenue estimates for UPST’s current fiscal year. The highest revenue estimate was $1.07B, while the lowest revenue estimate was $1.04B, resulting in an average revenue estimate of $1.06B. In the same quarter a year ago, actual revenue was $636.53MBased on 14 analysts’ estimates, the company’s revenue will be $1.31B in the next fiscal year. The high estimate is $1.44B and the low estimate is $1.13B.
