Financial Analysis: Nu Holdings Ltd (NU)’s Ratios Unveil Key Insights

Kevin Freeman

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As of close of business last night, Nu Holdings Ltd’s stock clocked out at $15.38, up 0.46% from its previous closing price of $15.31. In other words, the price has increased by $0.46 from its previous closing price. On the day, 38.67 million shares were traded. NU stock price reached its highest trading level at $15.49 during the session, while it also had its lowest trading level at $15.125.

Ratios:

To gain a deeper understanding of NU’s stock, we examine its different ratios. In the meantime, Its Debt-to-Equity ratio is 3.13 whereas as Long-Term Debt/Eq ratio is at 0.13.

On August 18, 2025, Itau BBA Upgraded its rating to Outperform which previously was Market Perform but kept the price unchanged to $18.

JP Morgan Upgraded its Neutral to Overweight on April 08, 2025, while the target price for the stock was maintained at $13.

Insider Transactions:

Investing in insider trades can also provide an investor with insight into how management views future stock prices. A recent insider transaction in this stock occurred on Sep 19 ’25 when ROGERIO PAULO CALDERON PERES bought 70,000 shares for $16.15 per share.

VITOR GUARINO OLIVIER bought 886,958 shares of NU for $13,801,687 on Sep 11 ’25. On Sep 10 ’25, another insider, LIVIA MARTINES CHANES & BRUNO, who serves as the Officer of the company, bought 19,152 shares for $15.65 each.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, NU now has a Market Capitalization of 74321608704 and an Enterprise Value of 63691984896. As of this moment, Nu’s Price-to-Earnings (P/E) ratio for their current fiscal year is 32.74, and their Forward P/E ratio for the next fiscal year is 18.74. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.84. For the stock, the TTM Price-to-Sale (P/S) ratio is 6.36 while its Price-to-Book (P/B) ratio in mrq is 7.76. Its current Enterprise Value per Revenue stands at 10.889.

Stock Price History:

The Beta on a monthly basis for NU is 1.09, which has changed by 0.14179659 over the last 52 weeks, in comparison to a change of 0.1719923 over the same period for the S&P500. Over the past 52 weeks, NU has reached a high of $16.42, while it has fallen to a 52-week low of $9.01. The 50-Day Moving Average of the stock is 7.54%, while the 200-Day Moving Average is calculated to be 22.53%.

Shares Statistics:

It appears that NU traded 54.44M shares on average per day over the past three months and 47310600 shares per day over the past ten days. A total of 3.78B shares are outstanding, with a floating share count of 3.38B. Insiders hold about 29.88% of the company’s shares, while institutions hold 53.99% stake in the company. Shares short for NU as of 1757894400 were 115893899 with a Short Ratio of 2.13, compared to 1755216000 on 124713166. Therefore, it implies a Short% of Shares Outstanding of 115893899 and a Short% of Float of 3.08.

Earnings Estimates

Current recommendations for the stock of the company come from 6.0 analysts. The consensus estimate for the next quarter is $0.16, with high estimates of $0.18 and low estimates of $0.15.

Analysts are recommending an EPS of between $0.6 and $0.53 for the fiscal current year, implying an average EPS of $0.56. EPS for the following year is $0.78, with 11.0 analysts recommending between $0.9 and $0.69.

Revenue Estimates

In. The current quarter, 2 analysts expect revenue to total $3.96B. It ranges from a high estimate of $4.03B to a low estimate of $3.9B. As of. The current estimate, Nu Holdings Ltd’s year-ago sales were $2.94BFor the next quarter, 2 analysts are estimating revenue of $4.1B. There is a high estimate of $4.24B for the next quarter, whereas the lowest estimate is $3.96B.

A total of 5 analysts have provided revenue estimates for NU’s current fiscal year. The highest revenue estimate was $16.16B, while the lowest revenue estimate was $14.77B, resulting in an average revenue estimate of $15.42B. In the same quarter a year ago, actual revenue was $11.52BBased on 5 analysts’ estimates, the company’s revenue will be $19.81B in the next fiscal year. The high estimate is $20.99B and the low estimate is $17.85B.

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