In the journey to outperform the market, investors delve into the art of stock selection. Choosing the right stocks can be a powerful driver for wealth accumulation.
The closing price of Upstart Holdings Inc (NASDAQ: UPST) was $50.08 for the day, up 5.01% from the previous closing price of $47.69. In other words, the price has increased by $5.01 from its previous closing price. On the day, 7.64 million shares were traded. UPST stock price reached its highest trading level at $52.5 during the session, while it also had its lowest trading level at $49.91.
Ratios:
Our analysis of UPST’s different ratios will help us gain a deeper understanding of the company. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 4.88 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 25.67. For the most recent quarter (mrq), Quick Ratio is recorded 5.13 and its Current Ratio is at 5.13. In the meantime, Its Debt-to-Equity ratio is 2.43 whereas as Long-Term Debt/Eq ratio is at 2.41.
On February 14, 2025, Morgan Stanley Upgraded its rating to Equal-Weight which previously was Underweight and also upped its target price recommendation from $12 to $70.
JP Morgan Upgraded its Underweight to Neutral on February 12, 2025, whereas the target price for the stock was revised from $57 to $79.
Insider Transactions:
Also, insider trades can serve as a great indicator of what management thinks about the future direction of a stock’s price. A recent insider transaction in this stock occurred on Apr 29 ’25 when Darling Scott sold 1,000 shares for $50.27 per share. The transaction valued at 50,270 led to the insider holds 150,129 shares of the business.
Darling Scott sold 1,000 shares of UPST for $50,157 on May 01 ’25. The Chief Legal Officer now owns 150,129 shares after completing the transaction at $50.16 per share. On May 01 ’25, another insider, Darling Scott, who serves as the Officer of the company, bought 1,000 shares for $50.16 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 4761130496 and an Enterprise Value of 5437342720. For the stock, the TTM Price-to-Sale (P/S) ratio is 7.48 while its Price-to-Book (P/B) ratio in mrq is 7.39. Its current Enterprise Value per Revenue stands at 8.032 whereas that against EBITDA is -48.602.
Stock Price History:
The Beta on a monthly basis for UPST is 2.38, which has changed by 0.9448544 over the last 52 weeks, in comparison to a change of 0.09765589 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $20.60. The 50-Day Moving Average of the stock is 0.89%, while the 200-Day Moving Average is calculated to be -5.10%.
Shares Statistics:
UPST traded an average of 6.53M shares per day over the past three months and 5213840 shares per day over the past ten days. A total of 93.47M shares are outstanding, with a floating share count of 82.46M. Insiders hold about 13.26% of the company’s shares, while institutions hold 62.10% stake in the company. Shares short for UPST as of 1744675200 were 23219751 with a Short Ratio of 3.56, compared to 1741910400 on 18284118. Therefore, it implies a Short% of Shares Outstanding of 23219751 and a Short% of Float of 27.889999999999997.
Dividends & Splits
Against a Trailing Annual Dividend Yield of 0.0
