Those aiming for above-average market returns often engage in the meticulous process of stock picking. Choosing the right stocks can make a substantial difference in your wealth.
As of close of business last night, Upstart Holdings Inc’s stock clocked out at $82.7, down -1.70% from its previous closing price of $84.13. In other words, the price has decreased by -$1.70 from its previous closing price. On the day, 3.75 million shares were traded. UPST stock price reached its highest trading level at $84.21 during the session, while it also had its lowest trading level at $82.061.
Ratios:
To gain a deeper understanding of UPST’s stock, we examine its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 9.37 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 65.53. For the most recent quarter (mrq), Quick Ratio is recorded 5.25 and its Current Ratio is at 5.25. In the meantime, Its Debt-to-Equity ratio is 2.15 whereas as Long-Term Debt/Eq ratio is at 2.14.
On June 12, 2025, Stephens started tracking the stock assigning a Equal-Weight rating and target price of $55.Stephens initiated its Equal-Weight rating on June 12, 2025, with a $55 target price.
Insider Transactions:
Investing in insider trades can also provide an investor with insight into how management views future stock prices. A recent insider transaction in this stock occurred on Jul 24 ’25 when Singh Cassidy Sukhinder bought 3,000 shares for $82.66 per share.
Singh Cassidy Sukhinder bought 5,000 shares of UPST for $330,000 on Jul 18 ’25. On Jul 15 ’25, another insider, Girouard Dave, who serves as the Chief Executive Officer of the company, sold 41,667 shares for $75.07 each. As a result, the insider received 3,127,831 and left with 52,614 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 7868482560 and an Enterprise Value of 8719826944. For the stock, the TTM Price-to-Sale (P/S) ratio is 10.90 while its Price-to-Book (P/B) ratio in mrq is 11.62. Its current Enterprise Value per Revenue stands at 11.491 whereas that against EBITDA is -168.245.
Stock Price History:
The Beta on a monthly basis for UPST is 2.40, which has changed by 2.167369 over the last 52 weeks, in comparison to a change of 0.16564083 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $20.60. The 50-Day Moving Average of the stock is 35.02%, while the 200-Day Moving Average is calculated to be 38.41%.
Shares Statistics:
It appears that UPST traded 6.32M shares on average per day over the past three months and 5257560 shares per day over the past ten days. A total of 95.07M shares are outstanding, with a floating share count of 82.43M. Insiders hold about 13.37% of the company’s shares, while institutions hold 62.95% stake in the company. Shares short for UPST as of 1751241600 were 21206131 with a Short Ratio of 3.36, compared to 1748563200 on 21123022. Therefore, it implies a Short% of Shares Outstanding of 21206131 and a Short% of Float of 25.45.
Dividends & Splits
Against a Trailing Annual Dividend Yield of 0.0
