Investors with the goal of beating the broader market often turn to stock selection. Strategic choices in individual stocks can have a profound impact on your wealth.
Provident Financial Services Inc (NYSE: PFS) closed the day trading at $19.76 up 5.11% from the previous closing price of $18.8. In other words, the price has increased by $5.11 from its previous closing price. On the day, 0.82 million shares were traded. PFS stock price reached its highest trading level at $19.86 during the session, while it also had its lowest trading level at $18.85.
Ratios:
For a better understanding of PFS, let’s look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 1.05 whereas as Long-Term Debt/Eq ratio is at 0.59.
Upgrades & Downgrades
In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, Hovde Group on July 25, 2025, Reiterated its Outperform rating but revised its target price to $23.50 from $22.50 previously.
On June 26, 2025, Raymond James started tracking the stock assigning a Strong Buy rating and target price of $21.
On December 13, 2024, Hovde Group started tracking the stock assigning a Outperform rating and target price of $25.Hovde Group initiated its Outperform rating on December 13, 2024, with a $25 target price.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Aug 21 ’25 when Giannola Vito bought 7,474 shares for $18.89 per share.
MARTIN CHRISTOPHER P bought 4,383 shares of PFS for $84,186 on Jul 28 ’25. On Jun 11 ’25, another insider, MARTIN CHRISTOPHER P, who serves as the Executive Chairman of the company, sold 55,668 shares for $17.07 each. As a result, the insider received 949,974 and left with 601,050 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, PFS now has a Market Capitalization of 2581130240 and an Enterprise Value of 5162359296. As of this moment, Provident’s Price-to-Earnings (P/E) ratio for their current fiscal year is 11.15, and their Forward P/E ratio for the next fiscal year is 8.32. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.80 while its Price-to-Book (P/B) ratio in mrq is 0.95. Its current Enterprise Value per Revenue stands at 6.269.
Stock Price History:
The Beta on a monthly basis for PFS is 0.91, which has changed by 0.041644692 over the last 52 weeks, in comparison to a change of 0.1513431 over the same period for the S&P500. Over the past 52 weeks, PFS has reached a high of $22.24, while it has fallen to a 52-week low of $14.34. The 50-Day Moving Average of the stock is 8.80%, while the 200-Day Moving Average is calculated to be 8.49%.
Shares Statistics:
Over the past 3-months, PFS traded about 627.13K shares per day on average, while over the past 10 days, PFS traded about 577520 shares per day. A total of 130.62M shares are outstanding, with a floating share count of 116.16M. Insiders hold about 6.08% of the company’s shares, while institutions hold 74.59% stake in the company. Shares short for PFS as of 1753920000 were 3091114 with a Short Ratio of 4.93, compared to 1751241600 on 3695599. Therefore, it implies a Short% of Shares Outstanding of 3091114 and a Short% of Float of 3.32.
Dividends & Splits
PFS’s forward annual dividend rate is 0.96, up from 0.96 a year ago. Against a Trailing Annual Dividend Yield of 0.051063832The stock’s 5-year Average Dividend Yield is 5.09.
Earnings Estimates
Provident Financial Services Inc (PFS) is currently under the scrutiny of 6.0 analysts, each contributing to the ongoing evaluation of its stock.The consensus estimate for the next quarter is $0.56, with high estimates of $0.57 and low estimates of $0.54.
Analysts are recommending an EPS of between $2.16 and $2.14 for the fiscal current year, implying an average EPS of $2.15. EPS for the following year is $2.38, with 6.0 analysts recommending between $2.49 and $2.32.
Revenue Estimates
4 analysts predict $220.9M in revenue for the current quarter. It ranges from a high estimate of $221.6M to a low estimate of $219.4M. As of the current estimate, Provident Financial Services Inc’s year-ago sales were $210.56MFor the next quarter, 4 analysts are estimating revenue of $225.21M. There is a high estimate of $225.84M for the next quarter, whereas the lowest estimate is $224.4M.
A total of 4 analysts have provided revenue estimates for PFS’s current fiscal year. The highest revenue estimate was $870M, while the lowest revenue estimate was $866.7M, resulting in an average revenue estimate of $868.85M. In the same quarter a year ago, actual revenue was $694.73MBased on 4 analysts’ estimates, the company’s revenue will be $937.68M in the next fiscal year. The high estimate is $942.54M and the low estimate is $927.1M.
