Investors seeking to outperform the market often focus on hand-picking stocks. Selecting the right ones has proven to be a key factor in boosting wealth.
After finishing at $21.56 in the prior trading day, SoFi Technologies Inc (NASDAQ: SOFI) closed at $21.51, down -0.23%. In other words, the price has decreased by -$0.23 from its previous closing price. On the day, 45.88 million shares were traded. SOFI stock price reached its highest trading level at $22.01 during the session, while it also had its lowest trading level at $21.37.
Ratios:
Our goal is to gain a better understanding of SOFI by taking a closer look at its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 8.73 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 16.26. For the most recent quarter (mrq), Quick Ratio is recorded 5.24 and its Current Ratio is at 5.24. In the meantime, Its Debt-to-Equity ratio is 0.47 whereas as Long-Term Debt/Eq ratio is at 0.47.
On July 11, 2025, TD Cowen started tracking the stock assigning a Hold rating and target price of $21.TD Cowen initiated its Hold rating on July 11, 2025, with a $21 target price.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Jul 18 ’25 when Keough Kelli sold 10,267 shares for $21.80 per share. The transaction valued at 223,773 led to the insider holds 245,200 shares of the business.
Keough Kelli sold 10,267 shares of SOFI for $156,288 on Jun 20 ’25. The EVP, GBUL, SIPS now owns 255,467 shares after completing the transaction at $15.22 per share. On Jun 20 ’25, another insider, Rishel Jeremy, who serves as the Chief Technology Officer of the company, sold 66,847 shares for $15.55 each. As a result, the insider received 1,039,471 and left with 724,321 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, SOFI now has a Market Capitalization of 23776292864 and an Enterprise Value of 24964091904. As of this moment, SoFi’s Price-to-Earnings (P/E) ratio for their current fiscal year is 51.12, and their Forward P/E ratio for the next fiscal year is 41.61. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 2.41. For the stock, the TTM Price-to-Sale (P/S) ratio is 6.10 while its Price-to-Book (P/B) ratio in mrq is 3.56. Its current Enterprise Value per Revenue stands at 9.008.
Stock Price History:
The Beta on a monthly basis for SOFI is 1.94, which has changed by 1.9028339 over the last 52 weeks, in comparison to a change of 0.16564083 over the same period for the S&P500. Over the past 52 weeks, SOFI has reached a high of $22.74, while it has fallen to a 52-week low of $6.01. The 50-Day Moving Average of the stock is 30.47%, while the 200-Day Moving Average is calculated to be 51.53%.
Shares Statistics:
The stock has traded on average 68.88M shares per day over the past 3-months and 59838940 shares per day over the last 10 days, according to various share statistics. A total of 1.10B shares are outstanding, with a floating share count of 1.08B. Insiders hold about 2.06% of the company’s shares, while institutions hold 46.66% stake in the company. Shares short for SOFI as of 1751241600 were 152402727 with a Short Ratio of 2.21, compared to 1748563200 on 144206712. Therefore, it implies a Short% of Shares Outstanding of 152402727 and a Short% of Float of 13.98.
Dividends & Splits
Against a Trailing Annual Dividend Yield of 0.0
Earnings Estimates
The stock of SoFi Technologies Inc (SOFI) is currently drawing attention from 7.0 analysts actively involved in the ongoing evaluation and rating process.The consensus estimate for the next quarter is $0.07, with high estimates of $0.08 and low estimates of $0.07.
Analysts are recommending an EPS of between $0.32 and $0.27 for the fiscal current year, implying an average EPS of $0.28. EPS for the following year is $0.49, with 9.0 analysts recommending between $0.57 and $0.41.
Revenue Estimates
14 analysts predict $804.36M in revenue for the current quarter. It ranges from a high estimate of $821M to a low estimate of $790M. As of the current estimate, SoFi Technologies Inc’s year-ago sales were $596.97MFor the next quarter, 14 analysts are estimating revenue of $844.54M. There is a high estimate of $896M for the next quarter, whereas the lowest estimate is $817.02M.
A total of 18 analysts have provided revenue estimates for SOFI’s current fiscal year. The highest revenue estimate was $3.43B, while the lowest revenue estimate was $3.08B, resulting in an average revenue estimate of $3.29B. In the same quarter a year ago, actual revenue was $2.61BBased on 18 analysts’ estimates, the company’s revenue will be $3.97B in the next fiscal year. The high estimate is $4.36B and the low estimate is $3.53B.
