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After finishing at $22.42 in the prior trading day, SoFi Technologies Inc (NASDAQ: SOFI) closed at $23.65, up 5.49%. In other words, the price has increased by $5.49 from its previous closing price. On the day, 56.33 million shares were traded. SOFI stock price reached its highest trading level at $23.73 during the session, while it also had its lowest trading level at $22.52.
Ratios:
Our goal is to gain a better understanding of SOFI by taking a closer look at its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 10.30 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 18.16. For the most recent quarter (mrq), Quick Ratio is recorded 4.52 and its Current Ratio is at 4.52. In the meantime, Its Debt-to-Equity ratio is 0.59 whereas as Long-Term Debt/Eq ratio is at 0.59.
Upgrades & Downgrades
In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, Rothschild & Co Redburn on August 01, 2025, initiated with a Neutral rating and assigned the stock a target price of $20.50.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Jul 18 ’25 when Keough Kelli sold 10,267 shares for $21.80 per share. The transaction valued at 223,773 led to the insider holds 245,200 shares of the business.
Keough Kelli sold 10,267 shares of SOFI for $156,288 on Jun 20 ’25. The EVP, GBUL, SIPS now owns 255,467 shares after completing the transaction at $15.22 per share. On Jun 20 ’25, another insider, Rishel Jeremy, who serves as the Chief Technology Officer of the company, sold 66,847 shares for $15.55 each. As a result, the insider received 1,039,471 and left with 724,321 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, SOFI now has a Market Capitalization of 28319690752 and an Enterprise Value of 30280157184. As of this moment, SoFi’s Price-to-Earnings (P/E) ratio for their current fiscal year is 47.70, and their Forward P/E ratio for the next fiscal year is 42.66. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 1.86. For the stock, the TTM Price-to-Sale (P/S) ratio is 6.73 while its Price-to-Book (P/B) ratio in mrq is 3.84. Its current Enterprise Value per Revenue stands at 9.996.
Stock Price History:
The Beta on a monthly basis for SOFI is 1.94, which has changed by 2.5779123 over the last 52 weeks, in comparison to a change of 0.18157876 over the same period for the S&P500. Over the past 52 weeks, SOFI has reached a high of $25.11, while it has fallen to a 52-week low of $6.47. The 50-Day Moving Average of the stock is 26.52%, while the 200-Day Moving Average is calculated to be 57.57%.
Shares Statistics:
The stock has traded on average 71.36M shares per day over the past 3-months and 75553290 shares per day over the last 10 days, according to various share statistics. A total of 1.19B shares are outstanding, with a floating share count of 1.16B. Insiders hold about 2.05% of the company’s shares, while institutions hold 49.51% stake in the company. Shares short for SOFI as of 1753920000 were 112005309 with a Short Ratio of 1.57, compared to 1751241600 on 152402727. Therefore, it implies a Short% of Shares Outstanding of 112005309 and a Short% of Float of 9.4799995.
Earnings Estimates
Current recommendations for the stock of the company come from 8.0 analysts. The consensus estimate for the next quarter is $0.09, with high estimates of $0.1 and low estimates of $0.08.
Analysts are recommending an EPS of between $0.34 and $0.28 for the fiscal current year, implying an average EPS of $0.32. EPS for the following year is $0.52, with 10.0 analysts recommending between $0.6 and $0.42.
Revenue Estimates
13 analysts predict $868.25M in revenue for the current quarter. It ranges from a high estimate of $915.3M to a low estimate of $817.02M. As of the current estimate, SoFi Technologies Inc’s year-ago sales were $689.45MFor the next quarter, 13 analysts are estimating revenue of $909.68M. There is a high estimate of $987.1M for the next quarter, whereas the lowest estimate is $857M.
A total of 17 analysts have provided revenue estimates for SOFI’s current fiscal year. The highest revenue estimate was $3.58B, while the lowest revenue estimate was $3.25B, resulting in an average revenue estimate of $3.42B. In the same quarter a year ago, actual revenue was $2.61BBased on 18 analysts’ estimates, the company’s revenue will be $4.18B in the next fiscal year. The high estimate is $4.67B and the low estimate is $3.79B.
