Deeper Dive: Understanding Affirm Holdings Inc (AFRM) Through its Various Ratios

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The price of Affirm Holdings Inc (NASDAQ: AFRM) closed at $65.09 in the last session, down -2.12% from day before closing price of $66.50. In other words, the price has decreased by -$2.12 from its previous closing price. On the day, 4.8 million shares were traded. AFRM stock price reached its highest trading level at $68.17 during the session, while it also had its lowest trading level at $64.59.

Ratios:

We take a closer look at AFRM’s different ratios to gain a better understanding of the stock. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 9.83 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 57.16. For the most recent quarter (mrq), Quick Ratio is recorded 6.02 and its Current Ratio is at 6.02. In the meantime, Its Debt-to-Equity ratio is 2.46 whereas as Long-Term Debt/Eq ratio is at 2.36.

On December 19, 2024, Jefferies Upgraded its rating to Buy which previously was Hold and also upped its target price recommendation from $70 to $82.

Wedbush Upgraded its Underperform to Neutral on October 14, 2024, while the target price for the stock was maintained at $45.

Insider Transactions:

An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Jan 02 ’25 when O’Hare Robert sold 6,541 shares for $62.28 per share. The transaction valued at 407,366 led to the insider holds 2,963 shares of the business.

Rabois Keith sold 16,086 shares of AFRM for $1,002,413 on Jan 02 ’25. The Director now owns 93,694 shares after completing the transaction at $62.32 per share. On Jan 03 ’25, another insider, ROBERT WARREN OHARE, who serves as the Officer of the company, bought 2,295 shares for $62.51 each.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, AFRM now has a Market Capitalization of 20650192896 and an Enterprise Value of 25667022848. For the stock, the TTM Price-to-Sale (P/S) ratio is 8.61 while its Price-to-Book (P/B) ratio in mrq is 7.21. Its current Enterprise Value per Revenue stands at 10.165 whereas that against EBITDA is -87.969.

Stock Price History:

The Beta on a monthly basis for AFRM is 3.68, which has changed by 0.508963 over the last 52 weeks, in comparison to a change of 0.24933672 over the same period for the S&P500. Over the past 52 weeks, AFRM has reached a high of $73.34, while it has fallen to a 52-week low of $22.25. The 50-Day Moving Average of the stock is 7.73%, while the 200-Day Moving Average is calculated to be 60.38%.

Shares Statistics:

According to the various share statistics, AFRM traded on average about 9.43M shares per day over the past 3-months and 4593850 shares per day over the past 10 days. A total of 271.83M shares are outstanding, with a floating share count of 258.31M. Insiders hold about 17.75% of the company’s shares, while institutions hold 67.16% stake in the company. Shares short for AFRM as of 1734048000 were 15022903 with a Short Ratio of 1.59, compared to 1731628800 on 20032506. Therefore, it implies a Short% of Shares Outstanding of 15022903 and a Short% of Float of 5.59.

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