Financial Analysis: Pagaya Technologies Ltd (PGY)’s Ratios Unveil Key Insights

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As of close of business last night, Pagaya Technologies Ltd’s stock clocked out at $9.42, down -1.88% from its previous closing price of $9.60. In other words, the price has decreased by -$1.88 from its previous closing price. On the day, 2.63 million shares were traded. PGY stock price reached its highest trading level at $10.4 during the session, while it also had its lowest trading level at $8.6.

Ratios:

To gain a deeper understanding of PGY’s stock, we examine its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 3.31 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 14.54. For the most recent quarter (mrq), Quick Ratio is recorded 1.80 and its Current Ratio is at 1.80. In the meantime, Its Debt-to-Equity ratio is 2.31 whereas as Long-Term Debt/Eq ratio is at 1.90.

Upgrades & Downgrades

In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for the company, Citigroup on February 07, 2025, Upgraded its rating to Buy and sets its target price to $14.50 from $13 previously.

On October 01, 2024, Oppenheimer started tracking the stock assigning a Outperform rating and target price of $12.Oppenheimer initiated its Outperform rating on October 01, 2024, with a $12 target price.

Insider Transactions:

Investing in insider trades can also provide an investor with insight into how management views future stock prices. A recent insider transaction in this stock occurred on Apr 02 ’25 when Rosen Tami sold 14,653 shares for $10.53 per share. The transaction valued at 154,296 led to the insider holds 51,995 shares of the business.

Perros Evangelos sold 12,799 shares of PGY for $134,773 on Apr 02 ’25. The Chief Financial Officer now owns 64,002 shares after completing the transaction at $10.53 per share. On Apr 02 ’25, another insider, DAS SANJIV, who serves as the President of the company, sold 4,011 shares for $10.53 each. As a result, the insider received 42,236 and left with 95,690 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, PGY now has a Market Capitalization of 709310016 and an Enterprise Value of 1397263104. For the stock, the TTM Price-to-Sale (P/S) ratio is 0.71 while its Price-to-Book (P/B) ratio in mrq is 2.13. Its current Enterprise Value per Revenue stands at 1.354 whereas that against EBITDA is 14.016.

Stock Price History:

The Beta on a monthly basis for PGY is 5.51, which has changed by -0.15439856 over the last 52 weeks, in comparison to a change of -0.028342128 over the same period for the S&P500. Over the past 52 weeks, PGY has reached a high of $19.20, while it has fallen to a 52-week low of $8.20. The 50-Day Moving Average of the stock is -18.38%, while the 200-Day Moving Average is calculated to be -18.72%.

Shares Statistics:

It appears that PGY traded 2.56M shares on average per day over the past three months and 1992660 shares per day over the past ten days. A total of 61.23M shares are outstanding, with a floating share count of 38.93M. Insiders hold about 48.30% of the company’s shares, while institutions hold 34.54% stake in the company. Shares short for PGY as of 1741910400 were 8402657 with a Short Ratio of 3.29, compared to 1739491200 on 8499889. Therefore, it implies a Short% of Shares Outstanding of 8402657 and a Short% of Float of 17.709999.

Dividends & Splits

Against a Trailing Annual Dividend Yield of 0.0

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