Financial Health Check: Examining Citizens Financial Group Inc (CFG)’s Key Ratios

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Citizens Financial Group Inc (NYSE: CFG) closed the day trading at $35.71 down -1.84% from the previous closing price of $36.38. In other words, the price has decreased by -$1.84 from its previous closing price. On the day, 2.52 million shares were traded. CFG stock price reached its highest trading level at $36.56 during the session, while it also had its lowest trading level at $35.9.

Ratios:

For a better understanding of CFG, let’s look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 0.58 whereas as Long-Term Debt/Eq ratio is at 0.49.

Upgrades & Downgrades

In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for the company, Piper Sandler on April 26, 2024, Upgraded its rating to Overweight and sets its target price to $41 from $35 previously.

On February 05, 2024, Citigroup Upgraded its rating to Buy which previously was Neutral but kept the price unchanged to $36.

Barclays Downgraded its Overweight to Equal Weight on January 02, 2024, whereas the target price for the stock was revised from $38 to $40.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Apr 19 ’24 when Read Craig Jack sold 6,327 shares for $33.70 per share. The transaction valued at 213,220 led to the insider holds 37,558 shares of the business.

Read Craig Jack sold 4,508 shares of CFG for $151,198 on Mar 05 ’24. The Controller now owns 43,885 shares after completing the transaction at $33.54 per share. On Oct 27 ’23, another insider, Lillis Terrance, who serves as the Director of the company, bought 1,000 shares for $22.86 each. As a result, the insider paid 22,865 and bolstered with 4,000 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, CFG now has a Market Capitalization of 16403470336 and an Enterprise Value of 21475469312. As of this moment, Citizens’s Price-to-Earnings (P/E) ratio for their current fiscal year is 12.91, and their Forward P/E ratio for the next fiscal year is 8.90. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 15.18. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.30 while its Price-to-Book (P/B) ratio in mrq is 0.75. Its current Enterprise Value per Revenue stands at 2.916.

Stock Price History:

The Beta on a monthly basis for CFG is 1.34, which has changed by 0.38281548 over the last 52 weeks, in comparison to a change of 0.25510752 over the same period for the S&P500. Over the past 52 weeks, CFG has reached a high of $37.30, while it has fallen to a 52-week low of $22.77. The 50-Day Moving Average of the stock is 1.47%, while the 200-Day Moving Average is calculated to be 13.37%.

Shares Statistics:

Over the past 3-months, CFG traded about 4.78M shares per day on average, while over the past 10 days, CFG traded about 4746300 shares per day. A total of 466.42M shares are outstanding, with a floating share count of 451.24M. Insiders hold about 0.83% of the company’s shares, while institutions hold 95.06% stake in the company. Shares short for CFG as of 1718323200 were 7898513 with a Short Ratio of 1.65, compared to 1715731200 on 13862706. Therefore, it implies a Short% of Shares Outstanding of 7898513 and a Short% of Float of 2.3.

Dividends & Splits

CFG’s forward annual dividend rate is 1.68, up from 1.68 a year ago. Against a Trailing Annual Dividend Yield of 0.046179216The stock’s 5-year Average Dividend Yield is 4.57.

Earnings Estimates

Investors are eagerly awaiting the insights provided by 19.0 analysts currently analyzing and rating the stock of Citizens Financial Group Inc (CFG).On average, analysts expect EPS of $0.78 for the current quarter, with a high estimate of $0.81 and a low estimate of $0.74, while EPS last year was $0.92. The consensus estimate for the next quarter is $0.79, with high estimates of $0.87 and low estimates of $0.7.

Analysts are recommending an EPS of between $3.39 and $2.87 for the fiscal current year, implying an average EPS of $3.12. EPS for the following year is $4.02, with 19.0 analysts recommending between $4.25 and $3.69.

Revenue Estimates

15 analysts predict $1.95B in revenue for the current quarter. It ranges from a high estimate of $1.96B to a low estimate of $1.94B. As of the current estimate, Citizens Financial Group Inc’s year-ago sales were $2.09BFor the next quarter, 15 analysts are estimating revenue of $1.96B. There is a high estimate of $1.99B for the next quarter, whereas the lowest estimate is $1.93B.

A total of 16 analysts have provided revenue estimates for CFG’s current fiscal year. The highest revenue estimate was $7.96B, while the lowest revenue estimate was $7.8B, resulting in an average revenue estimate of $7.87B. In the same quarter a year ago, actual revenue was $8.22BBased on 16 analysts’ estimates, the company’s revenue will be $8.4B in the next fiscal year. The high estimate is $8.59B and the low estimate is $8.17B.

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