Financial Metrics Exploration: Understanding Affirm Holdings Inc (AFRM) Through Ratios

Investors seeking to outperform the market often focus on hand-picking stocks. Selecting the right ones has proven to be a key factor in boosting wealth.

The closing price of Affirm Holdings Inc (NASDAQ: AFRM) was $45.19 for the day, down -2.19% from the previous closing price of $46.20. In other words, the price has decreased by -$2.19 from its previous closing price. On the day, 4.96 million shares were traded. AFRM stock price reached its highest trading level at $45.7043 during the session, while it also had its lowest trading level at $42.4.

Ratios:

Our analysis of AFRM’s different ratios will help us gain a deeper understanding of the company. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 6.72 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 23.60. For the most recent quarter (mrq), Quick Ratio is recorded 4.30 and its Current Ratio is at 4.30. In the meantime, Its Debt-to-Equity ratio is 2.63 whereas as Long-Term Debt/Eq ratio is at 2.51.

Compass Point Upgraded its Neutral to Buy on March 19, 2025, whereas the target price for the stock was revised from $61 to $64.

Insider Transactions:

Also, insider trades can serve as a great indicator of what management thinks about the future direction of a stock’s price. A recent insider transaction in this stock occurred on Mar 17 ’25 when Watson Noel Bertram sold 2,500 shares for $45.78 per share. The transaction valued at 114,450 led to the insider holds 38,997 shares of the business.

NOEL WATSON bought 2,500 shares of AFRM for $125,200 on Mar 17 ’25. On Mar 03 ’25, another insider, Rabois Keith, who serves as the Director of the company, sold 16,088 shares for $63.97 each. As a result, the insider received 1,029,092 and left with 61,520 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, AFRM now has a Market Capitalization of 14788472832 and an Enterprise Value of 20629233664. For the stock, the TTM Price-to-Sale (P/S) ratio is 5.17 while its Price-to-Book (P/B) ratio in mrq is 5.12. Its current Enterprise Value per Revenue stands at 7.367 whereas that against EBITDA is -198.536.

Stock Price History:

The Beta on a monthly basis for AFRM is 3.67, which has changed by 0.32560873 over the last 52 weeks, in comparison to a change of 0.077997446 over the same period for the S&P500. Over the past 52 weeks, AFRM has reached a high of $82.53, while it has fallen to a 52-week low of $22.25. The 50-Day Moving Average of the stock is -23.65%, while the 200-Day Moving Average is calculated to be -6.01%.

Shares Statistics:

AFRM traded an average of 7.31M shares per day over the past three months and 6860700 shares per day over the past ten days. A total of 274.93M shares are outstanding, with a floating share count of 265.73M. Insiders hold about 16.99% of the company’s shares, while institutions hold 67.72% stake in the company. Shares short for AFRM as of 1741910400 were 15313228 with a Short Ratio of 2.09, compared to 1739491200 on 14332805. Therefore, it implies a Short% of Shares Outstanding of 15313228 and a Short% of Float of 5.54.

Dividends & Splits

Against a Trailing Annual Dividend Yield of 0.0

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