Financial Snapshot: Analyzing Affirm Holdings Inc (AFRM)’s Key Ratio Metrics

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The closing price of Affirm Holdings Inc (NASDAQ: AFRM) was $47.96 for the day, down -4.23% from the previous closing price of $50.08. In other words, the price has decreased by -$4.23 from its previous closing price. On the day, 29.9 million shares were traded. AFRM stock price reached its highest trading level at $48.04 during the session, while it also had its lowest trading level at $42.2.

Ratios:

Our analysis of AFRM’s different ratios will help us gain a deeper understanding of the company. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 7.14 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 25.04. For the most recent quarter (mrq), Quick Ratio is recorded 4.30 and its Current Ratio is at 4.30. In the meantime, Its Debt-to-Equity ratio is 2.63 whereas as Long-Term Debt/Eq ratio is at 2.51.

Upgrades & Downgrades

In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for the company, Compass Point on January 28, 2025, Upgraded its rating to Neutral and sets its target price to $61 from $20 previously.

On January 21, 2025, Susquehanna Downgraded its rating to Neutral which previously was Positive but kept the price unchanged to $57.

Insider Transactions:

Also, insider trades can serve as a great indicator of what management thinks about the future direction of a stock’s price. A recent insider transaction in this stock occurred on Mar 17 ’25 when NOEL WATSON bought 2,500 shares for $50.08 per share.

Rabois Keith sold 16,088 shares of AFRM for $1,029,092 on Mar 03 ’25. The Director now owns 61,520 shares after completing the transaction at $63.97 per share. On Feb 14 ’25, another insider, Quarles Christa S, who serves as the Director of the company, sold 5,000 shares for $80.00 each. As a result, the insider received 400,000 and left with 137,325 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, AFRM now has a Market Capitalization of 15351851008 and an Enterprise Value of 21510250496. For the stock, the TTM Price-to-Sale (P/S) ratio is 5.48 while its Price-to-Book (P/B) ratio in mrq is 5.44. Its current Enterprise Value per Revenue stands at 7.682 whereas that against EBITDA is -207.014.

Stock Price History:

The Beta on a monthly basis for AFRM is 3.65, which has changed by 0.41391504 over the last 52 weeks, in comparison to a change of 0.09589827 over the same period for the S&P500. Over the past 52 weeks, AFRM has reached a high of $82.53, while it has fallen to a 52-week low of $22.25. The 50-Day Moving Average of the stock is -22.02%, while the 200-Day Moving Average is calculated to be 1.62%.

Shares Statistics:

AFRM traded an average of 6.94M shares per day over the past three months and 10740110 shares per day over the past ten days. A total of 274.93M shares are outstanding, with a floating share count of 265.72M. Insiders hold about 16.99% of the company’s shares, while institutions hold 67.74% stake in the company. Shares short for AFRM as of 1740700800 were 12176052 with a Short Ratio of 1.76, compared to 1738281600 on 15115709. Therefore, it implies a Short% of Shares Outstanding of 12176052 and a Short% of Float of 4.4099998000000005.

Dividends & Splits

Against a Trailing Annual Dividend Yield of 0.0

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