Investors with the goal of beating the broader market often turn to stock selection. Strategic choices in individual stocks can have a profound impact on your wealth.
The price of SoFi Technologies Inc (NASDAQ: SOFI) closed at $24.23 in the last session, up 1.94% from day before closing price of $23.77. In other words, the price has increased by $1.94 from its previous closing price. On the day, 45.13 million shares were traded. SOFI stock price reached its highest trading level at $24.23 during the session, while it also had its lowest trading level at $23.41.
Ratios:
We take a closer look at SOFI’s different ratios to gain a better understanding of the stock. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 10.56 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 18.60. For the most recent quarter (mrq), Quick Ratio is recorded 4.52 and its Current Ratio is at 4.52. In the meantime, Its Debt-to-Equity ratio is 0.59 whereas as Long-Term Debt/Eq ratio is at 0.59.
Upgrades & Downgrades
In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, Rothschild & Co Redburn on August 01, 2025, initiated with a Neutral rating and assigned the stock a target price of $20.50.
Insider Transactions:
An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Aug 15 ’25 when Pinto Arun bought 24,147 shares for $22.85 per share.
Schuppenhauer Eric bought 23,354 shares of SOFI for $533,606 on Aug 15 ’25. On Jul 18 ’25, another insider, Keough Kelli, who serves as the EVP, GBUL, SIPS of the company, sold 10,267 shares for $21.80 each. As a result, the insider received 223,773 and left with 245,200 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, SOFI now has a Market Capitalization of 29014212608 and an Enterprise Value of 30974676992. As of this moment, SoFi’s Price-to-Earnings (P/E) ratio for their current fiscal year is 48.87, and their Forward P/E ratio for the next fiscal year is 43.71. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 1.91. For the stock, the TTM Price-to-Sale (P/S) ratio is 6.90 while its Price-to-Book (P/B) ratio in mrq is 3.93. Its current Enterprise Value per Revenue stands at 10.225.
Stock Price History:
The Beta on a monthly basis for SOFI is 1.94, which has changed by 2.2876527 over the last 52 weeks, in comparison to a change of 0.15222645 over the same period for the S&P500. Over the past 52 weeks, SOFI has reached a high of $25.11, while it has fallen to a 52-week low of $6.75. The 50-Day Moving Average of the stock is 24.22%, while the 200-Day Moving Average is calculated to be 58.71%.
Shares Statistics:
According to the various share statistics, SOFI traded on average about 70.31M shares per day over the past 3-months and 51381780 shares per day over the past 10 days. A total of 1.19B shares are outstanding, with a floating share count of 1.16B. Insiders hold about 2.05% of the company’s shares, while institutions hold 53.17% stake in the company. Shares short for SOFI as of 1753920000 were 112005309 with a Short Ratio of 1.59, compared to 1751241600 on 152402727. Therefore, it implies a Short% of Shares Outstanding of 112005309 and a Short% of Float of 9.4799995.
Earnings Estimates
A comprehensive evaluation of SoFi Technologies Inc (SOFI) is underway, with the input of 8.0 analysts contributing to its current rating.The consensus estimate for the next quarter is $0.09, with high estimates of $0.1 and low estimates of $0.08.
Analysts are recommending an EPS of between $0.34 and $0.28 for the fiscal current year, implying an average EPS of $0.32. EPS for the following year is $0.52, with 10.0 analysts recommending between $0.6 and $0.42.
Revenue Estimates
According to 13 analysts, the current quarter’s revenue is expected to be $868.25M. It ranges from a high estimate of $915.3M to a low estimate of $817.02M. As of the current estimate, SoFi Technologies Inc’s year-ago sales were $689.45MFor the next quarter, 13 analysts are estimating revenue of $909.68M. There is a high estimate of $987.1M for the next quarter, whereas the lowest estimate is $857M.
A total of 17 analysts have provided revenue estimates for SOFI’s current fiscal year. The highest revenue estimate was $3.58B, while the lowest revenue estimate was $3.25B, resulting in an average revenue estimate of $3.42B. In the same quarter a year ago, actual revenue was $2.61BBased on 18 analysts’ estimates, the company’s revenue will be $4.18B in the next fiscal year. The high estimate is $4.67B and the low estimate is $3.79B.
