Investor’s Toolkit: Key Ratios for Assessing Oportun Financial Corp (OPRT)’s Performance

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Oportun Financial Corp (NASDAQ: OPRT) closed the day trading at $5.52 down -1.60% from the previous closing price of $5.61. In other words, the price has decreased by -$1.60 from its previous closing price. On the day, 0.6 million shares were traded. OPRT stock price reached its highest trading level at $5.86 during the session, while it also had its lowest trading level at $5.5.

Ratios:

For a better understanding of OPRT, let’s look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 7.98 whereas as Long-Term Debt/Eq ratio is at 6.43.

Upgrades & Downgrades

In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, BTIG Research on March 05, 2025, initiated with a Buy rating and assigned the stock a target price of $10.

Jefferies Downgraded its Buy to Hold on March 14, 2024, whereas the target price for the stock was revised from $9 to $3.50.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Mar 10 ’25 when Mueller Casey sold 26,247 shares for $5.99 per share. The transaction valued at 157,220 led to the insider holds 171,693 shares of the business.

Kirscht Patrick sold 45,341 shares of OPRT for $271,593 on Mar 10 ’25. The Chief Credit Officer now owns 288,019 shares after completing the transaction at $5.99 per share. On Mar 10 ’25, another insider, Layton Kathleen I., who serves as the Chief Legal Officer of the company, sold 12,717 shares for $5.99 each. As a result, the insider received 76,175 and left with 89,868 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, OPRT now has a Market Capitalization of 199461328 and an Enterprise Value of 2948165120. For the stock, the TTM Price-to-Sale (P/S) ratio is 0.20 while its Price-to-Book (P/B) ratio in mrq is 0.56. Its current Enterprise Value per Revenue stands at 3.861.

Stock Price History:

The Beta on a monthly basis for OPRT is 0.86, which has changed by 1.0219781 over the last 52 weeks, in comparison to a change of 0.09506309 over the same period for the S&P500. Over the past 52 weeks, OPRT has reached a high of $9.24, while it has fallen to a 52-week low of $2.05. The 50-Day Moving Average of the stock is 2.26%, while the 200-Day Moving Average is calculated to be 51.70%.

Shares Statistics:

Over the past 3-months, OPRT traded about 503.78K shares per day on average, while over the past 10 days, OPRT traded about 699370 shares per day. A total of 36.11M shares are outstanding, with a floating share count of 30.79M. Insiders hold about 14.78% of the company’s shares, while institutions hold 58.48% stake in the company. Shares short for OPRT as of 1740700800 were 160586 with a Short Ratio of 0.32, compared to 1738281600 on 126939. Therefore, it implies a Short% of Shares Outstanding of 160586 and a Short% of Float of 0.54.

Dividends & Splits

Against a Trailing Annual Dividend Yield of 0.0

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