Investor’s Toolkit: Key Ratios for Assessing SoFi Technologies Inc (SOFI)’s Performance

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SoFi Technologies Inc (NASDAQ: SOFI) closed the day trading at $16.17 up 0.56% from the previous closing price of $16.08. In other words, the price has increased by $0.56 from its previous closing price. On the day, 51.61 million shares were traded. SOFI stock price reached its highest trading level at $16.25 during the session, while it also had its lowest trading level at $15.22.

Ratios:

For a better understanding of SOFI, let’s look at its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 6.48 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 146.27. In the meantime, Its Debt-to-Equity ratio is 0.49 whereas as Long-Term Debt/Eq ratio is at 0.49.

On January 02, 2025, Keefe Bruyette Downgraded its rating to Underperform which previously was Mkt Perform and also upped its target price recommendation from $7 to $8.

BofA Securities Downgraded its Neutral to Underperform on December 09, 2024, while the target price for the stock was maintained at $12.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Jan 21 ’25 when Keough Kelli sold 8,914 shares for $17.58 per share. The transaction valued at 156,730 led to the insider holds 178,811 shares of the business.

Keough Kelli sold 8,914 shares of SOFI for $138,949 on Dec 23 ’24. The EVP, GBUL, SIPS now owns 187,725 shares after completing the transaction at $15.59 per share. On Dec 23 ’24, another insider, Kelli Keough, who serves as the Officer of the company, bought 27,013 shares for $15.52 each.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, SOFI now has a Market Capitalization of 17711970304 and an Enterprise Value of 20410238976. As of this moment, SoFi’s Price-to-Earnings (P/E) ratio for their current fiscal year is 43.51, and their Forward P/E ratio for the next fiscal year is 30.94. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 1.58. For the stock, the TTM Price-to-Sale (P/S) ratio is 4.66 while its Price-to-Book (P/B) ratio in mrq is 2.71. Its current Enterprise Value per Revenue stands at 8.102.

Stock Price History:

The Beta on a monthly basis for SOFI is 1.79, which has changed by 1.0536399 over the last 52 weeks, in comparison to a change of 0.25219524 over the same period for the S&P500. Over the past 52 weeks, SOFI has reached a high of $18.42, while it has fallen to a 52-week low of $6.01. The 50-Day Moving Average of the stock is 3.72%, while the 200-Day Moving Average is calculated to be 65.91%.

Shares Statistics:

Over the past 3-months, SOFI traded about 52.04M shares per day on average, while over the past 10 days, SOFI traded about 51497970 shares per day. A total of 1.10B shares are outstanding, with a floating share count of 1.06B. Insiders hold about 2.08% of the company’s shares, while institutions hold 43.38% stake in the company. Shares short for SOFI as of 1735603200 were 129103013 with a Short Ratio of 2.55, compared to 1732838400 on 136303467. Therefore, it implies a Short% of Shares Outstanding of 129103013 and a Short% of Float of 12.529999.

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