Beyond market averages, investors seeking exceptional growth focus on the art of stock selection. The right picks can significantly contribute to the expansion of your wealth.
As of close of business last night, Upstart Holdings Inc’s stock clocked out at $64.85, up 9.78% from its previous closing price of $59.07. In other words, the price has increased by $9.78% from its previous closing price. On the day, 11.26 million shares were traded. UPST stock price reached its highest trading level at $65.2356 during the session, while it also had its lowest trading level at $61.7107.
Ratios:
To gain a deeper understanding of UPST’s stock, we examine its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 7.35 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 51.39. For the most recent quarter (mrq), Quick Ratio is recorded 5.25 and its Current Ratio is at 5.25. In the meantime, Its Debt-to-Equity ratio is 2.15 whereas as Long-Term Debt/Eq ratio is at 2.14.
On June 12, 2025, Stephens started tracking the stock assigning a Equal-Weight rating and target price of $55.
BofA Securities Upgraded its Underperform to Neutral on April 29, 2025, while the target price for the stock was maintained at $53.
Insider Transactions:
Investing in insider trades can also provide an investor with insight into how management views future stock prices. A recent insider transaction in this stock occurred on Jun 20 ’25 when Girouard Dave sold 41,667 shares for $60.05 per share. The transaction valued at 2,501,983 led to the insider holds 52,614 shares of the business.
Girouard Dave bought 41,667 shares of UPST for $2,501,984 on Jun 20 ’25. On Jun 11 ’25, another insider, Darling Scott, who serves as the Chief Legal Officer of the company, sold 3,000 shares for $60.00 each. As a result, the insider received 180,000 and left with 137,014 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 6170146304 and an Enterprise Value of 7021491200. For the stock, the TTM Price-to-Sale (P/S) ratio is 8.54 while its Price-to-Book (P/B) ratio in mrq is 9.11. Its current Enterprise Value per Revenue stands at 9.253 whereas that against EBITDA is -135.477.
Stock Price History:
The Beta on a monthly basis for UPST is 2.31, which has changed by 1.8195653 over the last 52 weeks, in comparison to a change of 0.11213791 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $20.60. The 50-Day Moving Average of the stock is 31.61%, while the 200-Day Moving Average is calculated to be 15.99%.
Shares Statistics:
It appears that UPST traded 6.38M shares on average per day over the past three months and 6689790 shares per day over the past ten days. A total of 95.07M shares are outstanding, with a floating share count of 82.51M. Insiders hold about 13.28% of the company’s shares, while institutions hold 63.06% stake in the company. Shares short for UPST as of 1748563200 were 21123022 with a Short Ratio of 3.31, compared to 1745971200 on 23398319. Therefore, it implies a Short% of Shares Outstanding of 21123022 and a Short% of Float of 25.35.
Dividends & Splits
Against a Trailing Annual Dividend Yield of 0.0
