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The closing price of Upstart Holdings Inc (NASDAQ: UPST) was $73.39 for the day, up 7.70% from the previous closing price of $68.14. In other words, the price has increased by $7.70 from its previous closing price. On the day, 8.18 million shares were traded. UPST stock price reached its highest trading level at $73.49 during the session, while it also had its lowest trading level at $68.0.
Ratios:
Our analysis of UPST’s different ratios will help us gain a deeper understanding of the company. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 8.32 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 58.16. For the most recent quarter (mrq), Quick Ratio is recorded 5.25 and its Current Ratio is at 5.25. In the meantime, Its Debt-to-Equity ratio is 2.15 whereas as Long-Term Debt/Eq ratio is at 2.14.
On June 12, 2025, Stephens started tracking the stock assigning a Equal-Weight rating and target price of $55.
BofA Securities Upgraded its Underperform to Neutral on April 29, 2025, while the target price for the stock was maintained at $53.
Insider Transactions:
Also, insider trades can serve as a great indicator of what management thinks about the future direction of a stock’s price. A recent insider transaction in this stock occurred on Jul 02 ’25 when Mirgorodskaya Natalia bought 6,533 shares for $70.06 per share.
Darling Scott bought 5,000 shares of UPST for $350,176 on Jul 02 ’25. On Jul 01 ’25, another insider, Singh Cassidy Sukhinder, who serves as the Former Director of the company, bought 1,278 shares for $67.01 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 6982683648 and an Enterprise Value of 7005316608. For the stock, the TTM Price-to-Sale (P/S) ratio is 9.67 while its Price-to-Book (P/B) ratio in mrq is 10.31. Its current Enterprise Value per Revenue stands at 9.232 whereas that against EBITDA is -135.165.
Stock Price History:
The Beta on a monthly basis for UPST is 2.37, which has changed by 2.163362 over the last 52 weeks, in comparison to a change of 0.1185931 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $20.60. The 50-Day Moving Average of the stock is 40.07%, while the 200-Day Moving Average is calculated to be 29.12%.
Shares Statistics:
UPST traded an average of 6.66M shares per day over the past three months and 7178070 shares per day over the past ten days. A total of 95.07M shares are outstanding, with a floating share count of 82.43M. Insiders hold about 13.37% of the company’s shares, while institutions hold 63.06% stake in the company. Shares short for UPST as of 1749772800 were 21227345 with a Short Ratio of 3.19, compared to 1747267200 on 20374240. Therefore, it implies a Short% of Shares Outstanding of 21227345 and a Short% of Float of 25.480000000000004.
Dividends & Splits
Against a Trailing Annual Dividend Yield of 0.0
