Metric Deep Dive: Understanding Ready Capital Corp (RC) Through its Ratios

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After finishing at $4.14 in the prior trading day, Ready Capital Corp (NYSE: RC) closed at $4.13, down -0.24%. In other words, the price has decreased by -$0.24 from its previous closing price. On the day, 3.04 million shares were traded.

Ratios:

Our goal is to gain a better understanding of RC by taking a closer look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 3.83 whereas as Long-Term Debt/Eq ratio is at 3.72.

On January 07, 2025, B. Riley Securities Downgraded its rating to Neutral which previously was Buy and also lowered its target price recommendation from $12 to $10.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Mar 12 ’25 when Ahlborn Andrew bought 10,000 shares for $5.04 per share. The transaction valued at 50,395 led to the insider holds 310,808 shares of the business.

NATHAN GILBERT E bought 5,000 shares of RC for $25,590 on Mar 10 ’25. The Director now owns 118,106 shares after completing the transaction at $5.12 per share. On Mar 10 ’25, another insider, Taylor Gary, who serves as the Chief Operating Officer of the company, bought 10,000 shares for $5.23 each. As a result, the insider paid 52,300 and bolstered with 211,097 shares of the company.

Valuation Measures:

For the stock, the TTM Price-to-Sale (P/S) ratio is 0.86 while its Price-to-Book (P/B) ratio in mrq is 0.39.

Stock Price History:

Over the past 52 weeks, RC has reached a high of $9.53, while it has fallen to a 52-week low of $3.92. The 50-Day Moving Average of the stock is -10.50%, while the 200-Day Moving Average is calculated to be -37.14%.

Shares Statistics:

A total of 172.51M shares are outstanding, with a floating share count of 168.14M. Insiders hold about 1.39% of the company’s shares, while institutions hold 64.13% stake in the company.

Earnings Estimates

A detailed examination of Ready Capital Corp (RC) is currently in progress, with 4.0 analysts providing valuable insights into its market dynamics.The consensus estimate for the next quarter is $0.15, with high estimates of $0.21 and low estimates of $0.1.

Analysts are recommending an EPS of between $0.5 and $0.09 for the fiscal current year, implying an average EPS of $0.27. EPS for the following year is $0.63, with 4.0 analysts recommending between $0.74 and $0.5.

Revenue Estimates

3 analysts predict $167.26M in revenue for the current quarter. It ranges from a high estimate of $198.9M to a low estimate of $149.7M. As of the current estimate, Ready Capital Corp’s year-ago sales were $234.12MFor the next quarter, 3 analysts are estimating revenue of $170.71M. There is a high estimate of $207.4M for the next quarter, whereas the lowest estimate is $151.6M.

A total of 3 analysts have provided revenue estimates for RC’s current fiscal year. The highest revenue estimate was $773.7M, while the lowest revenue estimate was $614.32M, resulting in an average revenue estimate of $667.51M. In the same quarter a year ago, actual revenue was $896.98MBased on 3 analysts’ estimates, the company’s revenue will be $741.27M in the next fiscal year. The high estimate is $917.1M and the low estimate is $632.3M.

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