Ratio Analysis: Unpacking Regions Financial Corp (RF)’s Price-to-Cash and Price-to-Free Cash Flow

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After finishing at $25.74 in the prior trading day, Regions Financial Corp (NYSE: RF) closed at $26.76, up 3.96%. In other words, the price has increased by $3.96 from its previous closing price. On the day, 17.47 million shares were traded. RF stock price reached its highest trading level at $26.845 during the session, while it also had its lowest trading level at $25.81.

Ratios:

Our goal is to gain a better understanding of RF by taking a closer look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 0.28 whereas as Long-Term Debt/Eq ratio is at 0.27.

Upgrades & Downgrades

In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, Jefferies on May 21, 2025, initiated with a Hold rating and assigned the stock a target price of $24.

On May 15, 2025, TD Cowen started tracking the stock assigning a Buy rating and target price of $31.

Morgan Stanley Downgraded its Overweight to Equal-Weight on December 09, 2024, whereas the target price for the stock was revised from $28 to $32.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Aug 13 ’25 when Jenkins Roger W. bought 4,000 shares for $25.48 per share. The transaction valued at 101,906 led to the insider holds 6,383 shares of the business.

Keenan David R. sold 30,000 shares of RF for $750,279 on Aug 06 ’25. The SEVP now owns 90,915 shares after completing the transaction at $25.01 per share. On Aug 06 ’25, another insider, David R. Keenan, who serves as the Officer of the company, bought 30,000 shares for $25.18 each.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, RF now has a Market Capitalization of 23878162432. As of this moment, Regions’s Price-to-Earnings (P/E) ratio for their current fiscal year is 12.47, and their Forward P/E ratio for the next fiscal year is 10.49. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 1.30. For the stock, the TTM Price-to-Sale (P/S) ratio is 2.52 while its Price-to-Book (P/B) ratio in mrq is 1.38.

Stock Price History:

The Beta on a monthly basis for RF is 1.03, which has changed by 0.17419922 over the last 52 weeks, in comparison to a change of 0.1513431 over the same period for the S&P500. Over the past 52 weeks, RF has reached a high of $27.96, while it has fallen to a 52-week low of $17.74. The 50-Day Moving Average of the stock is 8.63%, while the 200-Day Moving Average is calculated to be 14.09%.

Shares Statistics:

The stock has traded on average 12.13M shares per day over the past 3-months and 16225870 shares per day over the last 10 days, according to various share statistics. A total of 893.47M shares are outstanding, with a floating share count of 889.24M. Insiders hold about 0.34% of the company’s shares, while institutions hold 81.98% stake in the company. Shares short for RF as of 1753920000 were 37796743 with a Short Ratio of 3.12, compared to 1751241600 on 36440778. Therefore, it implies a Short% of Shares Outstanding of 37796743 and a Short% of Float of 4.8899997.

Dividends & Splits

In the trailing 12 months, RF’s forward annual dividend rate was 1.0, compared to 1.00 this year. Against a Trailing Annual Dividend Yield of 0.03885004The stock’s 5-year Average Dividend Yield is 3.88. The current Payout Ratio is 50.71% for RF, which recently paid a dividend on 2025-06-02 with an ex-dividend date of 2025-09-02. Stock splits for the company last occurred on 2004-07-01 when the company split stock in a 12346:10000 ratio.

Earnings Estimates

The firm’s stock currently is rated by 21.0 analysts. The consensus estimate for the next quarter is $0.62, with high estimates of $0.67 and low estimates of $0.58.

Analysts are recommending an EPS of between $2.4 and $2.11 for the fiscal current year, implying an average EPS of $2.3. EPS for the following year is $2.53, with 22.0 analysts recommending between $2.65 and $2.09.

Revenue Estimates

15 analysts predict $1.93B in revenue for the current quarter. It ranges from a high estimate of $1.95B to a low estimate of $1.91B. As of the current estimate, Regions Financial Corp’s year-ago sales were $1.8BFor the next quarter, 15 analysts are estimating revenue of $1.94B. There is a high estimate of $1.96B for the next quarter, whereas the lowest estimate is $1.92B.

A total of 16 analysts have provided revenue estimates for RF’s current fiscal year. The highest revenue estimate was $7.65B, while the lowest revenue estimate was $7.53B, resulting in an average revenue estimate of $7.58B. In the same quarter a year ago, actual revenue was $7.13BBased on 16 analysts’ estimates, the company’s revenue will be $7.89B in the next fiscal year. The high estimate is $7.99B and the low estimate is $7.76B.

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