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Synchrony Financial (NYSE: SYF) closed the day trading at $76.34 down -0.31% from the previous closing price of $76.58. In other words, the price has decreased by -$0.31 from its previous closing price. On the day, 2.4 million shares were traded. SYF stock price reached its highest trading level at $77.135 during the session, while it also had its lowest trading level at $75.84.
Ratios:
For a better understanding of SYF, let’s look at its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 1.46 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 2.88. For the most recent quarter (mrq), Quick Ratio is recorded 2.48 and its Current Ratio is at 2.48. In the meantime, Its Debt-to-Equity ratio is 0.94 whereas as Long-Term Debt/Eq ratio is at 0.79.
Upgrades & Downgrades
In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, Rothschild & Co Redburn on August 01, 2025, initiated with a Neutral rating and assigned the stock a target price of $72.
On July 14, 2025, BTIG Research Upgraded its rating to Buy which previously was Neutral but kept the price unchanged to $100. Morgan Stanley Downgraded its Overweight to Equal-Weight on April 07, 2025, while the target price for the stock was maintained at $44.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Aug 05 ’25 when Wenzel Brian J. Sr. sold 8,514 shares for $70.00 per share. The transaction valued at 595,980 led to the insider holds 68,588 shares of the business.
Owens Darrell sold 600 shares of SYF for $40,770 on Aug 04 ’25. The insider now owns 21,372 shares after completing the transaction at $67.95 per share. On Aug 04 ’25, another insider, Gentleman Courtney, who serves as the insider of the company, sold 709 shares for $67.95 each. As a result, the insider received 48,177 and left with 17,628 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, SYF now has a Market Capitalization of 28402905088 and an Enterprise Value of 26176872448. As of this moment, Synchrony’s Price-to-Earnings (P/E) ratio for their current fiscal year is 9.28, and their Forward P/E ratio for the next fiscal year is 8.31. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.57. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.46 while its Price-to-Book (P/B) ratio in mrq is 1.81. Its current Enterprise Value per Revenue stands at 2.85.
Stock Price History:
The Beta on a monthly basis for SYF is 1.48, which has changed by 0.5484787 over the last 52 weeks, in comparison to a change of 0.16844666 over the same period for the S&P500. Over the past 52 weeks, SYF has reached a high of $76.74, while it has fallen to a 52-week low of $40.54. The 50-Day Moving Average of the stock is 8.65%, while the 200-Day Moving Average is calculated to be 21.62%.
Shares Statistics:
Over the past 3-months, SYF traded about 3.37M shares per day on average, while over the past 10 days, SYF traded about 2697280 shares per day. A total of 371.94M shares are outstanding, with a floating share count of 370.38M. Insiders hold about 0.45% of the company’s shares, while institutions hold 104.93% stake in the company. Shares short for SYF as of 1755216000 were 14530082 with a Short Ratio of 4.32, compared to 1752537600 on 13764631. Therefore, it implies a Short% of Shares Outstanding of 14530082 and a Short% of Float of 5.3100000000000005.
Dividends & Splits
SYF’s forward annual dividend rate is 1.10, up from 1.05 a year ago. Against a Trailing Annual Dividend Yield of 0.013711151The stock’s 5-year Average Dividend Yield is 2.32.
Earnings Estimates
Its stock is currently analyzed by 15.0 different market analysts. The consensus estimate for the next quarter is $2.08, with high estimates of $2.47 and low estimates of $1.56.
Analysts are recommending an EPS of between $9.08 and $8.11 for the fiscal current year, implying an average EPS of $8.65. EPS for the following year is $9.13, with 17.0 analysts recommending between $9.68 and $8.72.
Revenue Estimates
11 analysts predict $3.79B in revenue for the current quarter. It ranges from a high estimate of $3.86B to a low estimate of $3.64B. As of the current estimate, Synchrony Financial’s year-ago sales were $3.81BFor the next quarter, 11 analysts are estimating revenue of $3.89B. There is a high estimate of $3.98B for the next quarter, whereas the lowest estimate is $3.77B.
A total of 14 analysts have provided revenue estimates for SYF’s current fiscal year. The highest revenue estimate was $15.14B, while the lowest revenue estimate was $14.51B, resulting in an average revenue estimate of $15.01B. In the same quarter a year ago, actual revenue was $16.12BBased on 14 analysts’ estimates, the company’s revenue will be $15.66B in the next fiscal year. The high estimate is $15.94B and the low estimate is $15.15B.
